SOFI — SoFi Technologies, Inc. stock price, charts and financials

QT41SoFi Technologies, Inc.

SoFi Technologies, Inc. (NASDAQ: SOFI) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
18.12
-0.26-1.41%
SOFIQT41SoFi Technologies, Inc.·NASDAQ
18.12-1.41%
TA
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Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E36.04EPS (ttm)0.51Insider Own4.10%Shs Outstand1.28BPerf Week12.69%
Market Cap23.58BForward P/E22.34EPS next Y0.82Insider Trans-0.25%Shs Float1.26BPerf Month-1.29%
Enterprise Value23.86BPEG-EPS next Q0.17Inst Own-Short Float14.76%Perf Quarter14.87%
Income636.57MP/S4.22EPS this Y24.23%Inst Trans-Short Ratio2.44Perf Half Y-5.55%
Sales5.58BP/B2.13EPS next Y37.97%ROA1.04%Short Interest185.96MPerf YTD-29.79%
Book/sh-P/C-EPS next 5Y32.27%ROE6.18%52W High32.26 -43.84%Perf Year-14.35%
Cash/sh-P/FCF-EPS past 3/5Y-ROIC6.64%52W Low14.67 23.52%Perf 3Y82.34%
Dividend Est.-EV/EBITDA25.72Sales past 3/5Y39.34% 44.74%Gross Margin76.46%Volatility4.56% 4.70%Perf 5Y19.04%
Dividend TTM-EV/Sales4.27EPS Y/Y TTM23.08%Oper. Margin13.21%ATR (14)0.88Perf 10Y-
Dividend Ex-Date-Quick Ratio0.00Sales Y/Y TTM50.70%Profit Margin11.40%RSI (14)56.51Recom2.81
Dividend Gr. 3/5Y-Current Ratio0.00EPS Q/Q50.00%SMA205.91%Beta2.20Target Price21.00
Payout0.00%Debt/Eq0.31Sales Q/Q39.03%SMA505.40%Rel Volume0.65Prev Close18.38
Employees6,100LT Debt/Eq0.14EarningsOct 27SMA200-12.81%Avg Volume78.99MPrice18.12
IPO DateJan 04, 2021Option/ShortYes / YesEPS/Sales Surpr.11.43% 8.13%Net Debt/EBITDA0.30Volume51,359,513Change-1.41%
Analyst Ratings
DateActionAnalystRatingTarget
Jul-30-26ReiteratedWells FargoEqual Weight$18$17
Jul-30-26ReiteratedNeedhamBuy$25$24
Jul-24-26ReiteratedTruist SecuritiesHold$17$18
Jul-09-26ReiteratedGoldman SachsNeutral$17$21
May-12-26ReiteratedTruist SecuritiesHold$20$17
May-06-26ReiteratedMizuho SecuritiesOutperform$38$29
Apr-30-26ReiteratedMorgan StanleyUnderweight$18$16
Apr-30-26ReiteratedDeutsche BankHold$26$18
Apr-30-26ReiteratedGoldman SachsNeutral$20$17
Apr-30-26ReiteratedNeedhamBuy$33$25
Latest News
Aug-05-26
Aug-04-26
Aug-03-26
Aug-02-26
Aug-02-2602:00PM
Aug-01-26
Jul-31-26
Jul-31-2611:22PM
10:44AM
Company

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue5,5824,7703,704
Cost of Goods Sold Incl. D&A1,3151,1871,123
Gross Profit4,2683,5832,581
Selling, General and Administrative Excl. Other2,1171,8001,396
Research and Development
37900
Other Operating Expense1,0351,257951
Operating Income738526233
Interest Expense1,2761,1561,091
Unusual Expense
Non-Operating Income (Expense)1,2761,1561,091
Net Income Before Taxes738526233
Income Taxes10245-265
Consolidated Net Income637481499
Net Income From Continuing Operations637481499
Net Income637481499
EPS (Recurring)0.510.420.46
EPS (Basic, Before Extraordinaries)0.510.420.46
EPS (Diluted)0.480.390.39
EBITDA927760437
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio37.7567.1339.49
Price To Sales Ratio4.176.314.37
Gross Margin76.4675.1269.68
Operating Margin13.2211.036.29
Net Margin11.4110.0813.47
Shares Outstanding1,2841,1501,050
Market Capitalization23,26630,10716,170
Operating Lease Expense
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Insider Trading Volume
$35.07$28.88$22.69$16.50$10.31 Close Price0.00M0.75M1.50M2.25M2.99MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Keough KelliEVP, GBUL, SIPSJul 20 '26Sale17.1910,954188,290367,728Jul 21
Keough KelliEVP, GBUL, SIPSJun 22 '26Sale17.3510,954190,058378,682Jun 23
Lavet Robert SGeneral CounselJun 18 '26Sale17.551,18820,84588,200Jun 22
Meltzer GaryDirectorJun 17 '26Option Exercise0.002,823071,281Jun 22
Lavet Robert SGeneral CounselJun 17 '26Option Exercise0.002,823089,388Jun 22
Rishel JeremyChief Technology OfficerJun 17 '26Sale17.78102,1231,815,747895,089Jun 17
Pinto ArunChief Risk OfficerJun 15 '26Option Exercise0.0021,1730210,045Jun 17
Lapointe ChristopherCFO and PAOJun 15 '26Option Exercise0.00104,15201,880,698Jun 17
Noto AnthonyChief Executive OfficerJun 15 '26Option Exercise0.00345,553012,306,060Jun 17
Keough KelliEVP, GBUL, SIPSJun 15 '26Option Exercise0.00127,8680451,115Jun 17
Lavet Robert SGeneral CounselJun 15 '26Option Exercise0.0036,0570101,479Jun 17
Schuppenhauer EricEVP GBUL BorrowJun 15 '26Option Exercise0.006,4930301,098Jun 17
Rishel JeremyChief Technology OfficerJun 15 '26Option Exercise0.00311,86201,152,817Jun 17
Noto AnthonyChief Executive OfficerJun 16 '26Buy18.0613,888250,78711,960,507Jun 16
Ruzwana BashirDirectorJun 09 '26Option Exercise0.0018,388079,359Jun 11
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.