XP Inc. (NASDAQ: XP) is a Financial Services company in the Financial - Capital Markets industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 8.27 | EPS (ttm) | 1.96 | Insider Own | 0.19% | Shs Outstand | 523.13M | Perf Week | -4.81% |
| Market Cap | 8.50B | Forward P/E | 6.85 | EPS next Y | 2.37 | Insider Trans | - | Shs Float | 412.93M | Perf Month | -1.04% |
| Enterprise Value | 24.40B | PEG | 0.56 | EPS next Q | 0.10 | Inst Own | - | Short Float | 4.73% | Perf Quarter | -13.57% |
| Income | 1.03B | P/S | 2.32 | EPS this Y | 14.73% | Inst Trans | - | Short Ratio | 3.36 | Perf Half Y | -12.88% |
| Sales | 3.67B | P/B | 1.75 | EPS next Y | 14.18% | ROA | 1.26% | Short Interest | 19.51M | Perf YTD | -0.79% |
| Book/sh | - | P/C | 2.78 | EPS next 5Y | - | ROE | 22.01% | 52W High | 23.12 -29.79% | Perf Year | -5.25% |
| Cash/sh | - | P/FCF | 2.87 | EPS past 3/5Y | 13.06% 19.29% | ROIC | 1.38% | 52W Low | 14.79 9.73% | Perf 3Y | -38.55% |
| Dividend Est. | 0.20 (1.23%) | EV/EBITDA | 19.66 | Sales past 3/5Y | 6.13% 14.36% | Gross Margin | 66.96% | Volatility | 2.84% 2.87% | Perf 5Y | -60.45% |
| Dividend TTM | 0.38 (2.34%) | EV/Sales | 6.65 | EPS Y/Y TTM | 18.87% | Oper. Margin | 31.84% | ATR (14) | 0.55 | Perf 10Y | - |
| Dividend Ex-Date | Jun 10, 2026 | Quick Ratio | 0.49 | Sales Y/Y TTM | -6.72% | Profit Margin | 27.70% | RSI (14) | 43.90 | Recom | 2.22 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.49 | EPS Q/Q | 20.51% | SMA20 | -3.32% | Beta | 1.06 | Target Price | 24.00 |
| Payout | 9.57% | Debt/Eq | 3.67 | Sales Q/Q | 19.65% | SMA50 | -0.23% | Rel Volume | 0.63 | Prev Close | 16.24 |
| Employees | 8,069 | LT Debt/Eq | 0.14 | Earnings | Aug 17 | SMA200 | -10.43% | Avg Volume | 5.66M | Price | 16.23 |
| IPO Date | Dec 11, 2019 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -1.58% 0.28% | Net Debt/EBITDA | 12.81 | Volume | 3,557,043 | Change | -0.05% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jan-19-26 | Initiated | Jefferies | Buy | $22 |
| Dec-16-25 | Reiterated | UBS | Buy | $23 → $25 |
| Oct-16-25 | Reiterated | UBS | Buy | $21 → $23 |
| Jun-04-25 | Upgrade | Goldman Sachs | Neutral → Buy | |
| May-13-25 | Upgrade | Morgan Stanley | Equal Weight → Overweight | |
| Apr-07-25 | Upgrade | UBS | Neutral → Buy | |
| Jan-24-25 | Upgrade | UBS | Neutral → Buy | |
| Dec-10-24 | Downgrade | B of A Securities | Buy → Neutral | |
| Jul-11-24 | Downgrade | UBS | Buy → Neutral | $21 |
| Jul-02-24 | Reiterated | Bradesco | $32 → $19 |
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 3,429 | 3,262 | 3,676 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 1,133 | 1,065 | 1,187 | — | — | — | — | — | — | |
| Gross Profit | 2,296 | 2,198 | 2,489 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 0 | 0 | 0 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 1,205 | 1,140 | 1,269 | — | — | — | — | — | — | |
| Operating Income | 1,091 | 1,058 | 1,220 | — | — | — | — | — | — | |
| Interest Expense | 100 | 110 | 165 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 12 | 7 | 3 | — | — | — | — | — | — | |
| Net Income Before Taxes | 1,002 | 955 | 1,058 | — | — | — | — | — | — | |
| Income Taxes | 52 | 49 | 100 | — | — | — | — | — | — | |
| Consolidated Net Income | 949 | 907 | 958 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 951 | 906 | 958 | — | — | — | — | — | — | |
| Net Income | 949 | 907 | 958 | — | — | — | — | — | — | |
| EPS (Recurring) | 1.83 | 1.75 | 1.52 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 1.83 | 1.75 | 1.52 | — | — | — | — | — | — | |
| EPS (Diluted) | 1.81 | 1.74 | 1.52 | — | — | — | — | — | — | |
| EBITDA | 1,158 | 1,118 | 1,280 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 8.97 | 9.42 | 7.78 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.46 | 2.64 | 1.77 | — | — | — | — | — | — | |
| Gross Margin | 66.96 | 67.38 | 67.71 | — | — | — | — | — | — | |
| Operating Margin | 31.82 | 32.43 | 33.19 | — | — | — | — | — | — | |
| Net Margin | 27.68 | 27.81 | 26.06 | — | — | — | — | — | — | |
| Shares Outstanding | 519 | 527 | 548 | — | — | — | — | — | — | |
| Market Capitalization | 8,424 | 8,627 | 6,494 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| XPAC Sponsor LLC | Jul 27 '23 | Sale | 0.00 | 4,400,283 | 0 | 1,000,000 | Jul 27 |