VEL — Velocity Financial, Inc. stock price, charts and financials

NYSE·Financial Services·Financial - Mortgages·USA

Latest market price

18.34

-0.12-0.68%

Overview Short InterestFilings

VELQT56Velocity Financial, Inc.·NYSE

Overview Short InterestFilings

18.34-0.68%

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Signal & projected range

Insider selling clusterHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

Unlock the projected rangeSee where this setup landed historically — with Premium.

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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WD-5.69%$41.90 ONIT-0.17%$39.33 LDI-4.70%$0.91 UWMC+12.50%$1.44 ECPG-1.67%$98.52 BETR+9.06%$16.86 PFSI-1.98%$75.88 RKT+1.82%$13.97

Snapshot

Index	-	P/E	6.64	EPS (ttm)	2.78	Insider Own	-	Shs Outstand	39.26M	Perf Week	5.25%

Market Cap	724.65M	Forward P/E	6.15	EPS next Y	3.00	Insider Trans	-0.12%	Shs Float	24.23M	Perf Month	4.89%

Enterprise Value	965.62M	PEG	0.35	EPS next Q	-	Inst Own	-	Short Float	6.20%	Perf Quarter	0.93%

Income	108.84M	P/S	1.39	EPS this Y	-1.08%	Inst Trans	-	Short Ratio	17.93	Perf Half Y	-10.43%

Sales	522.55M	P/B	0.99	EPS next Y	8.70%	ROA	1.35%	Short Interest	1.50M	Perf YTD	-11.08%

Book/sh	-	P/C	31.37	EPS next 5Y	9.35%	ROE	15.78%	52W High	21.26 -13.74%	Perf Year	11.88%

Cash/sh	-	P/FCF	32.31	EPS past 3/5Y	43.53% -	ROIC	57.31%	52W Low	16.16 13.46%	Perf 3Y	47.92%

Dividend Est.	-	EV/EBITDA	2.58	Sales past 3/5Y	42.26% 33.88%	Gross Margin	75.73%	Volatility	3.02% 2.67%	Perf 5Y	45.93%

Dividend TTM	-	EV/Sales	1.85	EPS Y/Y TTM	46.07%	Oper. Margin	74.42%	ATR (14)	0.50	Perf 10Y	-

Dividend Ex-Date	-	Quick Ratio	0.94	Sales Y/Y TTM	42.44%	Profit Margin	20.55%	RSI (14)	64.23	Recom	2.43

Dividend Gr. 3/5Y	-	Current Ratio	0.94	EPS Q/Q	23.64%	SMA20	5.10%	Beta	0.69	Target Price	22.00

Payout	0.00%	Debt/Eq	0.67	Sales Q/Q	41.18%	SMA50	4.71%	Rel Volume	1.77	Prev Close	18.46

Employees	371	LT Debt/Eq	9.21	Earnings	Nov 05	SMA200	-0.38%	Avg Volume	95.68K	Price	18.34

IPO Date	Jan 17, 2020	Option/Short	Yes / Yes	EPS/Sales Surpr.	6.25% 24.40%	Net Debt/EBITDA	0.64	Volume	168,884	Change	-0.68%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jun-17-26	Reiterated	BTIG	Buy	$22
Dec-05-24	Reiterated	Raymond James	Outperform	$22 → $23
Sep-20-24	Downgrade	Wells Fargo	Overweight → Underweight
May-30-24	Reiterated	Raymond James	Outperform	$22
Oct-13-22	Downgrade	Citigroup	Buy → Neutral

Latest News

Aug-06-26

Aug-06-2602:40AM

Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcriptseekingalpha.com

Aug-05-26

Aug-05-2604:10PM

Velocity Financial, Inc. Reports Second Quarter 2026 Resultsbusinesswire.com

Jul-22-26

Jul-22-2608:30AM

Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Callbusinesswire.com

Jul-03-26

Jul-03-2612:30PM

Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating AgencyYahoo

Jun-17-26

Jun-17-2609:05AM

Delta Air Lines To Rally Around 12%? Here Are 10 Top Analyst Forecasts For WednesdayBenzinga

06:32AM

BTIG Maintains Buy on Velocity Financial, Lowers Price Target to $22Benzinga

Company

Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	688	714	483	—	—	—	—	—	—
Cost of Goods Sold Incl. D&A	216	33	272	—	—	—	—	—	—
Gross Profit	472	681	211	—	—	—	—	—	—
Selling, General and Administrative Excl. Other	53	6	75	—	—	—	—	—	—
Research and Development	0	0	0	—	—	—	—	—	—
Other Operating Expense	44	164	39	—	—	—	—	—	—
Operating Income	375	511	96	—	—	—	—	—	—
Interest Expense	393	365	247	—	—	—	—	—	—
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	167	0	247	—	—	—	—	—	—
Net Income Before Taxes	150	146	96	—	—	—	—	—	—
Income Taxes	42	41	28	—	—	—	—	—	—
Consolidated Net Income	108	105	68	—	—	—	—	—	—
Net Income From Continuing Operations	108	105	68	—	—	—	—	—	—
Net Income	108	105	68	—	—	—	—	—	—
EPS (Recurring)	2.83	2.81	2.07	—	—	—	—	—	—
EPS (Basic, Before Extraordinaries)	2.83	2.81	2.07	—	—	—	—	—	—
EPS (Diluted)	2.79	2.75	1.91	—	—	—	—	—	—
EBITDA	362	511	98	—	—	—	—	—	—
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	6.57	7.55	10.24	—	—	—	—	—	—
Price To Sales Ratio	1.04	1.08	1.34	—	—	—	—	—	—
Gross Margin	68.60	95.38	43.69	—	—	—	—	—	—
Operating Margin	54.51	71.57	19.88	—	—	—	—	—	—
Net Margin	15.70	14.71	14.08	—	—	—	—	—	—
Shares Outstanding	39	37	33	—	—	—	—	—	—
Market Capitalization	715	768	645	—	—	—	—	—	—
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Kelly Roland Thomas	Chief Legal Officer and GC	Aug 06 '26	Sale	18.00	1,600	28,800	95,794	Aug 06
Szczepaniak Mark R	Chief Financial Officer	Aug 06 '26	Sale	18.00	400	7,200	66,400	Aug 06
Szczepaniak Mark R	Chief Financial Officer	Jul 28 '26	Sale	18.00	400	7,200	68,000	Jul 28
Tam Fiona	Chief Accounting Officer	Jul 07 '26	Sale	19.00	68	1,292	48,361	Jul 09
Taylor Jeffrey T.	Executive VP, Capital Markets	Jul 07 '26	Sale	19.00	2,165	41,135	176,820	Jul 09
Kelly Roland Thomas	Chief Legal Officer and GC	Jul 01 '26	Sale	18.57	1,600	29,710	98,252	Jul 06
Szczepaniak Mark R	Chief Financial Officer	Jun 26 '26	Sale	18.07	1,573	28,420	68,400	Jun 29
Szczepaniak Mark R	Chief Financial Officer	May 01 '26	Sale	19.30	1,573	30,359	69,973	May 04
Taylor Jeffrey T.	Executive VP, Capital Markets	Apr 17 '26	Sale	20.00	2,130	42,600	178,985	Apr 17
Szczepaniak Mark R	Chief Financial Officer	Apr 01 '26	Sale	18.13	1,573	28,518	71,546	Apr 01
Kelly Roland Thomas	Chief Legal Officer and GC	Mar 31 '26	Sale	18.22	814	14,828	98,994	Mar 31
Kelly Roland Thomas	Chief Legal Officer and GC	Mar 30 '26	Sale	18.03	14,026	252,943	99,808	Mar 31
Kelly Roland Thomas	Chief Legal Officer and GC	Mar 17 '26	Sale	18.06	5,160	93,214	113,934	Mar 18
Szczepaniak Mark R	Chief Financial Officer	Mar 02 '26	Sale	18.32	1,573	28,817	73,119	Mar 02
Taylor Jeffrey T.	Executive VP, Capital Markets	Feb 02 '26	Sale	20.33	1,772	36,025	181,115	Feb 02

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.