UBSI — United Bankshares, Inc. stock price, charts and financials

NASDAQ·Financial Services·Banks - Regional·USA

Latest market price

47.77

-0.55-1.13%

Overview Short InterestFilings

UBSIQT63United Bankshares, Inc.·NASDAQ

Overview Short InterestFilings

47.77-1.13%

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Signal & projected range

Insider open-market buyHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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FNB-0.29%$18.91 IFS-0.97%$58.37 GBCI-0.42%$48.55 HWC-0.41%$77.28 HOMB-0.21%$30.75 AVAL+3.85%$5.25 PB-0.51%$73.57 AUB-0.67%$41.50

Snapshot

Index	-	P/E	13.17	EPS (ttm)	3.67	Insider Own	2.06%	Shs Outstand	137.80M	Perf Week	-0.27%

Market Cap	6.66B	Forward P/E	12.52	EPS next Y	3.86	Insider Trans	0.10%	Shs Float	134.38M	Perf Month	5.20%

Enterprise Value	5.38B	PEG	0.45	EPS next Q	0.93	Inst Own	-	Short Float	4.36%	Perf Quarter	11.31%

Income	508.71M	P/S	3.70	EPS this Y	1.32%	Inst Trans	-	Short Ratio	6.47	Perf Half Y	8.05%

Sales	1.80B	P/B	1.22	EPS next Y	4.04%	ROA	1.53%	Short Interest	5.86M	Perf YTD	25.83%

Book/sh	-	P/C	12.14	EPS next 5Y	4.04%	ROE	9.39%	52W High	49.06 -2.62%	Perf Year	35.65%

Cash/sh	-	P/FCF	12.07	EPS past 3/5Y	5.31% 6.38%	ROIC	6.41%	52W Low	33.71 41.70%	Perf 3Y	46.29%

Dividend Est.	1.52 (3.18%)	EV/EBITDA	8.75	Sales past 3/5Y	16.69% 9.86%	Gross Margin	67.83%	Volatility	1.52% 1.62%	Perf 5Y	39.90%

Dividend TTM	1.51 (3.16%)	EV/Sales	2.98	EPS Y/Y TTM	33.09%	Oper. Margin	34.01%	ATR (14)	0.79	Perf 10Y	24.73%

Dividend Ex-Date	Jun 12, 2026	Quick Ratio	32.34	Sales Y/Y TTM	11.17%	Profit Margin	28.59%	RSI (14)	57.23	Recom	2.91

Dividend Gr. 3/5Y	1.14% 1.25%	Current Ratio	32.34	EPS Q/Q	11.76%	SMA20	0.86%	Beta	0.72	Target Price	49.50

Payout	30.78%	Debt/Eq	0.15	Sales Q/Q	-7.52%	SMA50	4.75%	Rel Volume	0.72	Prev Close	48.32

Employees	2,694	LT Debt/Eq	0.13	Earnings	Oct 22	SMA200	15.01%	Avg Volume	980.27K	Price	47.77

IPO Date	Jun 04, 1987	Option/Short	Yes / Yes	EPS/Sales Surpr.	7.14% 1.17%	Net Debt/EBITDA	-2.09	Volume	709,062	Change	-1.13%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-01-26	Reiterated	Raymond James	Outperform	$49 → $50
Jun-24-26	Initiated	Hovde Group	Market Perform	$49
Apr-27-26	Reiterated	Raymond James	Outperform	$47 → $49
Jan-26-26	Reiterated	Piper Sandler	Overweight	$43 → $47
Jan-23-26	Reiterated	Stephens & Co.	Equal Weight	$39 → $44
Oct-24-25	Upgrade	Piper Sandler	Neutral → Overweight	$43
Jul-26-24	Reiterated	Stephens & Co.	Equal Weight	$39
May-13-24	Reiterated	UBS		$38 → $36
May-03-24	Reiterated	UBS		$38
Dec-20-22	Initiated	Raymond James	Outperform	$39 → $44

Latest News

Aug-01-26

Aug-01-2608:11AM

Jul-28-26

Jul-28-2612:46PM

United Bankshares (UBSI) Could Be a Great Choicezacks.com

Jul-27-26

Jul-27-2601:01PM

United Bankshares (UBSI) Upgraded to Buy: Here's Whyzacks.com

Jul-24-26

Jul-24-2612:12PM

Is United Bankshares (UBSI) Undervalued Following Its Q2 Earnings And Buyback Completion?Yahoo

Jul-23-26

Jul-23-2610:31AM

Here's What Key Metrics Tell Us About United Bankshares (UBSI) Q2 Earningszacks.com

10:06AM

United Bankshares (UBSI) Surpasses Q2 Earnings and Revenue Estimateszacks.com

07:50AM

United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026businesswire.com

03:41AM

Dimensional Fund Advisors LP Acquires 56,808 Shares of United Bankshares, Inc. $UBSIdefenseworld.net

Jul-17-26

Jul-17-2606:44PM

United Bankshares: Time To Cash That Check (Downgrade)SeekingAlpha

Jul-09-26

Jul-09-2603:45PM

Are You Looking for a High-Growth Dividend Stock?Yahoo

Jul-01-26

Jul-01-2612:07PM

Raymond James Maintains Outperform on United Bankshares, Raises Price Target to $50Benzinga

Jun-26-26

Jun-26-2605:55PM

Dividend Champion, Contender, And Challenger Highlights: Week Of June 28SeekingAlpha

Jun-24-26

Jun-24-2607:42AM

Hovde Group Initiates Coverage On United Bankshares with Market Perform Rating, Announces Price Target of $49Benzinga

Jun-23-26

Jun-23-2603:45PM

United Bankshares (UBSI) Could Be a Great ChoiceYahoo

Jun-22-26

Jun-22-2604:03AM

Best Dividend Kings: June 2026SeekingAlpha

Company

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	1,802	1,821	1,621	—	—	—	—	—	—
Cost of Goods Sold Incl. D&A	580	631	616	—	—	—	—	—	—
Gross Profit	1,221	1,190	1,005	—	—	—	—	—	—
Selling, General and Administrative Excl. Other	556	457	308	—	—	—	—	—	—
Research and Development	0	0	0	—	—	—	—	—	—
Other Operating Expense	54	143	232	—	—	—	—	—	—
Operating Income	613	590	465	—	—	—	—	—	—
Interest Expense	560	584	591	—	—	—	—	—	—
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	591	577	591	—	—	—	—	—	—
Net Income Before Taxes	644	583	465	—	—	—	—	—	—
Income Taxes	130	119	92	—	—	—	—	—	—
Consolidated Net Income	515	465	373	—	—	—	—	—	—
Net Income From Continuing Operations	515	465	373	—	—	—	—	—	—
Net Income	515	465	373	—	—	—	—	—	—
EPS (Recurring)	3.67	3.28	2.76	—	—	—	—	—	—
EPS (Basic, Before Extraordinaries)	3.67	3.28	2.76	—	—	—	—	—	—
EPS (Diluted)	3.66	3.27	2.75	—	—	—	—	—	—
EBITDA	614	590	475	—	—	—	—	—	—
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	13.05	11.74	13.65	—	—	—	—	—	—
Price To Sales Ratio	3.71	2.95	3.13	—	—	—	—	—	—
Gross Margin	67.76	65.35	62.00	—	—	—	—	—	—
Operating Margin	34.02	32.40	28.69	—	—	—	—	—	—
Net Margin	28.58	25.54	23.01	—	—	—	—	—	—
Shares Outstanding	140	140	135	—	—	—	—	—	—
Market Capitalization	6,688	5,376	5,069	—	—	—	—	—	—
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
WINTER P CLINTON	Director	Aug 04 '26	Buy	0.00	51	0	58,678	Aug 04
WINTER P CLINTON	Director	Jul 30 '26	Buy	0.00	158	0	58,627	Jul 30
WINTER P CLINTON	Director	Jul 01 '26	Buy	0.00	470	0	58,469	Jul 01
WINTER P CLINTON	Director	Jun 01 '26	Buy	0.00	7	0	57,999	Jun 02
WINTER P CLINTON	Director	May 15 '26	Buy	0.00	744	0	57,992	May 15
WINTER P CLINTON	Director	Apr 01 '26	Buy	0.00	512	0	57,248	Apr 01
WINTER P CLINTON	Director	Mar 04 '26	Buy	0.00	62	0	56,736	Mar 05
WINTER P CLINTON	Director	Feb 25 '26	Buy	0.00	710	0	56,674	Feb 25
Rice Lacy I III	Director	Jan 28 '26	Buy	41.59	101	4,201	101	Jan 28
WINTER P CLINTON	Director	Jan 02 '26	Buy	0.00	548	0	55,964	Jan 02
ADAMS RICHARD M SR	Executive Chairman	Dec 11 '25	Option Exercise	35.04	33,300	1,166,832	894,159	Dec 12
ADAMS RICHARD M JR	Chief Executive Officer	Dec 11 '25	Option Exercise	35.04	11,100	388,944	172,591	Dec 12
CONSAGRA JAMES J JR	Chief Operating Officer	Dec 11 '25	Option Exercise	35.04	11,100	388,944	141,648	Dec 12
Draber Ross M	Executive Vice President	Dec 11 '25	Option Exercise	35.04	2,000	70,080	24,790	Dec 12
Ernest Douglas Bryan	Executive Vice-President	Dec 11 '25	Option Exercise	35.04	5,000	175,200	51,820	Dec 12

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.