SPFI — South Plains Financial, Inc. stock price, charts and financials

NASDAQ·Financial Services·Banks - Regional·USA

Latest market price

44.48

-0.17-0.38%

Overview Short InterestFilings

SPFIQT61South Plains Financial, Inc.·NASDAQ

Overview Short InterestFilings

44.48-0.38%

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Signal & projected range

Insider open-market saleHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

Unlock the projected rangeSee where this setup landed historically — with Premium.

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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HOPE+0.07%$14.00 STBA-0.18%$50.78 TFIN-0.93%$75.30 CASH+0.22%$87.04 TCBK-0.65%$56.90 GABC-1.00%$49.69 NBHC+0.66%$42.90 LOB-0.87%$42.23

Snapshot

Index	-	P/E	11.69	EPS (ttm)	3.82	Insider Own	29.12%	Shs Outstand	19.15M	Perf Week	-0.42%

Market Cap	854.86M	Forward P/E	10.71	EPS next Y	4.17	Insider Trans	-5.19%	Shs Float	17.74M	Perf Month	5.96%

Enterprise Value	127.60M	PEG	0.81	EPS next Q	0.97	Inst Own	-	Short Float	3.00%	Perf Quarter	8.64%

Income	65.23M	P/S	2.82	EPS this Y	6.34%	Inst Trans	-	Short Ratio	3.90	Perf Half Y	4.13%

Sales	303.08M	P/B	1.35	EPS next Y	6.79%	ROA	1.21%	Short Interest	532.68K	Perf YTD	15.08%

Book/sh	-	P/C	8.80	EPS next 5Y	6.79%	ROE	12.36%	52W High	46.76 -4.88%	Perf Year	21.27%

Cash/sh	-	P/FCF	9.46	EPS past 3/5Y	2.12% 6.51%	ROIC	8.67%	52W Low	35.21 26.34%	Perf 3Y	66.79%

Dividend Est.	0.72 (1.62%)	EV/EBITDA	1.45	Sales past 3/5Y	8.58% 4.71%	Gross Margin	72.03%	Volatility	1.91% 2.66%	Perf 5Y	94.13%

Dividend TTM	0.68 (1.53%)	EV/Sales	0.42	EPS Y/Y TTM	25.68%	Oper. Margin	27.18%	ATR (14)	1.13	Perf 10Y	-

Dividend Ex-Date	Jul 27, 2026	Quick Ratio	0.29	Sales Y/Y TTM	7.07%	Profit Margin	21.48%	RSI (14)	54.57	Recom	2.00

Dividend Gr. 3/5Y	10.46% 34.66%	Current Ratio	0.29	EPS Q/Q	11.63%	SMA20	0.53%	Beta	0.46	Target Price	49.67

Payout	21.49%	Debt/Eq	0.10	Sales Q/Q	6.58%	SMA50	4.28%	Rel Volume	0.53	Prev Close	44.65

Employees	574	LT Debt/Eq	0.12	Earnings	Oct 22	SMA200	8.78%	Avg Volume	148.51K	Price	44.48

IPO Date	May 09, 2019	Option/Short	Yes / Yes	EPS/Sales Surpr.	2.13% 1.82%	Net Debt/EBITDA	-8.24	Volume	79,212	Change	-0.38%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-20-26	Reiterated	Raymond James	Outperform	$44 → $50
Jun-24-26	Initiated	Benchmark	Buy	$53
Apr-30-26	Reiterated	Piper Sandler	Overweight	$48 → $46
Mar-02-26	Upgrade	Piper Sandler	Neutral → Overweight	$45 → $48
Jan-27-26	Reiterated	Piper Sandler	Neutral	$41 → $45
Jan-07-26	Reiterated	Raymond James	Outperform	$44
Oct-24-25	Downgrade	Piper Sandler	Overweight → Neutral
Jul-23-24	Reiterated	Piper Sandler	Overweight	$36

Latest News

Aug-04-26

Aug-04-2603:45AM

Comparing South Plains Financial (NASDAQ:SPFI) and Digital Asset Acquisition (NASDAQ:DAAQ)defenseworld.net

Jul-31-26

Jul-31-2609:18PM

Dividend Champion, Contender, And Challenger Highlights: Week August 2SeekingAlpha

Jul-23-26

Jul-23-2607:45AM

Dividend Announcements: July 11-17, 2026SeekingAlpha

Jul-21-26

Jul-21-2609:21AM

4 Stocks That Recently Hiked Dividends Amid Geopolitical Tensionszacks.com

Jul-20-26

Jul-20-2609:18AM

Keefe, Bruyette & Woods Reiterates Outperform on South Plains Financial, Raises Price Target to $50Benzinga

Jul-17-26

Jul-17-2611:12PM

Dividend Champion, Contender, And Challenger Highlights: Week Of July 19seekingalpha.com

11:31AM

South Plains Financial (SPFI) Reports Q2 Earnings: What Key Metrics Have to Sayzacks.com

11:26AM

South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call Transcriptseekingalpha.com

10:07AM

South Plains Financial Q2 Earnings Call Highlightsmarketbeat.com

09:01AM

South Plains Financial (SPFI) Beats Q2 Earnings and Revenue Estimateszacks.com

06:25AM

South Plains Financial, Inc. Reports Second Quarter 2026 Financial Resultsglobenewswire.com

Jul-16-26

Jul-16-2604:15PM

South Plains Financial, Inc. Announces 6% Increase to Quarterly Cash Dividendglobenewswire.com

Jul-07-26

Jul-07-2607:30AM

South Plains Financial, Inc. Announces Second Quarter 2026 Earnings Callglobenewswire.com

Jun-17-26

Jun-17-2604:16PM

South Plains Financial Names President Cory Newsom As CEO Successor As Chairman And CEO Curtis Griffith Plans Retirement At End Of 2026Benzinga

Company

South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	303	297	283	—	—	—	—	—	—
Cost of Goods Sold Incl. D&A	85	90	98	—	—	—	—	—	—
Gross Profit	218	207	185	—	—	—	—	—	—
Selling, General and Administrative Excl. Other	91	93	78	—	—	—	—	—	—
Research and Development	0	0	0	—	—	—	—	—	—
Other Operating Expense	45	40	44	—	—	—	—	—	—
Operating Income	82	74	63	—	—	—	—	—	—
Interest Expense	87	85	94	—	—	—	—	—	—
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	87	85	94	—	—	—	—	—	—
Net Income Before Taxes	82	74	63	—	—	—	—	—	—
Income Taxes	17	16	14	—	—	—	—	—	—
Consolidated Net Income	65	58	50	—	—	—	—	—	—
Net Income From Continuing Operations	65	58	50	—	—	—	—	—	—
Net Income	65	58	50	—	—	—	—	—	—
EPS (Recurring)	3.82	3.60	3.03	—	—	—	—	—	—
EPS (Basic, Before Extraordinaries)	3.82	3.60	3.03	—	—	—	—	—	—
EPS (Diluted)	3.67	3.44	2.92	—	—	—	—	—	—
EBITDA	89	80	70	—	—	—	—	—	—
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	12.12	11.28	11.90	—	—	—	—	—	—
Price To Sales Ratio	2.79	2.09	1.96	—	—	—	—	—	—
Gross Margin	71.95	69.70	65.37	—	—	—	—	—	—
Operating Margin	27.06	24.92	22.26	—	—	—	—	—	—
Net Margin	21.45	19.53	17.67	—	—	—	—	—	—
Shares Outstanding	19	16	16	—	—	—	—	—	—
Market Capitalization	845	621	556	—	—	—	—	—	—
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Campbell Richard D	Director	Aug 04 '26	Sale	45.14	27,286	1,231,690	1,384,969	Aug 05
Campbell Richard D	Director	Aug 03 '26	Sale	44.75	132,714	5,938,952	1,412,255	Aug 05
Stein James D.	Director	Jul 28 '26	Sale	44.54	100,000	4,454,300	242,872	Jul 30
Valles Noe G	Director	May 20 '26	Buy	0.00	623	0	487,757	May 22
Stein James D.	Director	May 19 '26	Sale	40.07	1,560	62,509	342,872	May 20
Stein James D.	Director	May 18 '26	Sale	40.01	13,504	540,295	344,432	May 20
Stein James D.	Director	May 11 '26	Sale	40.06	4,936	197,736	357,936	May 12
Stein James D.	Director	May 08 '26	Sale	40.38	10,000	403,800	362,872	May 12
Ehlers Paul A	other: COO - City Bank	Dec 31 '25	Option Exercise	8.60	12,000	103,200	88,567	Jan 08
Newsom Cory T	President	Dec 31 '25	Option Exercise	8.60	9,000	77,400	294,215	Jan 05
Griffith Curtis C	Chairman and CEO	Dec 31 '25	Option Exercise	8.60	3,000	25,800	460,240	Jan 05
Crockett Steven B	CFO and Treasurer	Dec 31 '25	Option Exercise	8.60	6,000	51,600	88,035	Jan 05
Newsom Mikella D	Chief Risk Officer & Secretary	Dec 31 '25	Option Exercise	8.60	6,000	51,600	49,516	Jan 05
Campbell Richard D	director, 10 percent owner:	Sep 12 '25	Sale	39.62	15,583	617,398	1,529,386	Sep 15
Campbell Richard D	director, 10 percent owner:	Sep 11 '25	Sale	40.21	44,417	1,786,008	1,544,969	Sep 15

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.