OSBC — Old Second Bancorp, Inc. stock price, charts and financials

QT74Old Second Bancorp, Inc.

Old Second Bancorp, Inc. (NASDAQ: OSBC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
25.18
-0.26-1.02%
OSBCQT74Old Second Bancorp, Inc.·NASDAQ
25.18-1.02%
TA
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Signal & projected range
Analyst consensus risingHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E14.29EPS (ttm)1.78Insider Own4.72%Shs Outstand51.43MPerf Week0.59%
Market Cap1.31BForward P/E10.66EPS next Y2.39Insider Trans-4.63%Shs Float40.85MPerf Month11.33%
Enterprise Value1.73BPEG-EPS next Q0.58Inst Own-Short Float4.23%Perf Quarter20.68%
Income92.77MP/S3.04EPS this Y25.67%Inst Trans-Short Ratio4.38Perf Half Y23.14%
Sales429.92MP/B1.44EPS next Y9.15%ROA1.35%Short Interest1.73MPerf YTD30.46%
Book/sh-P/C7.14EPS next 5Y9.15%ROE10.39%52W High25.77 -2.30%Perf Year51.34%
Cash/sh-P/FCF7.37EPS past 3/5Y2.83% 11.98%ROIC1.38%52W Low16.37 53.81%Perf 3Y58.41%
Dividend Est.0.28 (1.11%)EV/EBITDA12.89Sales past 3/5Y15.90% 23.18%Gross Margin79.79%Volatility1.44% 1.94%Perf 5Y119.69%
Dividend TTM0.28 (1.11%)EV/Sales4.02EPS Y/Y TTM-6.95%Oper. Margin29.60%ATR (14)0.49Perf 10Y235.62%
Dividend Ex-DateJul 31, 2026Quick Ratio0.12Sales Y/Y TTM27.68%Profit Margin21.50%RSI (14)68.67Recom2.17
Dividend Gr. 3/5Y7.72% 44.27%Current Ratio0.12EPS Q/Q14.58%SMA203.93%Beta0.70Target Price26.33
Payout19.30%Debt/Eq0.52Sales Q/Q4.71%SMA509.81%Rel Volume1.13Prev Close25.44
Employees1,062LT Debt/Eq0.11EarningsOct 21SMA20022.48%Avg Volume407.50KPrice25.18
IPO DateNov 16, 1993Option/ShortYes / YesEPS/Sales Surpr.0.92% 1.80%Net Debt/EBITDA3.14Volume460,721Change-1.02%
Analyst Ratings
DateActionAnalystRatingTarget
Jul-27-26ReiteratedPiper SandlerOverweight$26$30
Jul-07-26ResumedRaymond JamesOutperform$17$26
Jun-26-26ReiteratedPiper SandlerOverweight$25$26
Apr-27-26ReiteratedPiper SandlerOverweight$23$25
Mar-27-26ReiteratedStephensOverweight$20$23
Jan-23-26ReiteratedDA DavidsonNeutral$18$23
Apr-25-25ReiteratedStephens & Co.Overweight$20
Oct-18-24ReiteratedPiper SandlerOverweight$23
Oct-17-24ReiteratedD.A. DavidsonNeutral$17$18
Oct-17-24ReiteratedPiper SandlerOverweight$20$23
Latest News
Jul-31-26
Jul-27-26
Jul-26-26
Jul-23-26
Jul-22-26
Jul-15-26
Jun-26-26
Jun-19-26
Jun-18-26
Company

Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue429397336
Cost of Goods Sold Incl. D&A878769
Gross Profit343310267
Selling, General and Administrative Excl. Other116129103
Research and Development
000
Other Operating Expense997051
Operating Income127111113
Interest Expense756256
Unusual Expense
Non-Operating Income (Expense)725956
Net Income Before Taxes124108113
Income Taxes312728
Consolidated Net Income938085
Net Income From Continuing Operations938085
Net Income938085
EPS (Recurring)1.781.641.90
EPS (Basic, Before Extraordinaries)1.781.641.90
EPS (Diluted)1.741.621.87
EBITDA134121122
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio14.4712.049.51
Price To Sales Ratio2.992.602.38
Gross Margin79.9578.0979.46
Operating Margin29.6027.9633.63
Net Margin21.6820.1525.30
Shares Outstanding515345
Market Capitalization1,2841,034800
Operating Lease Expense
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Insider Trading Volume
$27.32$24.22$21.12$18.01$14.91 Close Price0.00M0.29M0.58M0.87M1.16MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
COLLINS GARY SVICE CHAIRMANMay 22 '26Sale21.125,120108,13458,136May 26
COLLINS GARY SVICE CHAIRMANMay 21 '26Sale21.1210,000211,20063,256May 21
Lyons Billy J Jr.DirectorMay 11 '26Buy20.902450220,097May 12
Pilmer DonaldEVPMay 11 '26Sale20.7525,000518,79548,054May 11
COLLINS GARY SVICE CHAIRMANMay 08 '26Sale21.2315,000318,52530,136May 11
COLLINS GARY SVICE CHAIRMANMar 20 '26Sale19.3822,154429,43540,136Mar 23
Campbell Darin PatrickPresident, Powersports LendingFeb 18 '26Sale20.9435,000732,900274,589Feb 19
Campbell Darin PatrickPresident, Powersports LendingFeb 13 '26Sale20.70911,884309,589Feb 18
Gartelmann Richard A JREVPFeb 05 '26Sale20.982,00041,95024,874Feb 05
Ladowicz JohnDirectorJan 15 '26Sale20.954,76299,756144,892Jan 16
Ladowicz JohnDirectorDec 09 '25Sale20.0012,500250,000149,654Dec 09
Ladowicz JohnDirectorNov 26 '25Sale19.0113,150249,991162,154Nov 26
Campbell Darin PatrickPresident, Powersports LendingOct 31 '25Sale17.8931,159557,3130Nov 07
Campbell Darin PatrickPresident, Powersports LendingOct 30 '25Sale18.2726,406482,32931,159Nov 07
Lyons Billy J Jr.DirectorAug 04 '25Buy16.612541516,946Aug 05
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.