ORRF — Orrstown Financial Services, Inc. stock price, charts and financials

QT71Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. (NASDAQ: ORRF) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
42.32
-0.30-0.70%
ORRFQT71Orrstown Financial Services, Inc.·NASDAQ
42.32-0.70%
TA
Loading chart...
Signal & projected range
Insider open-market saleHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
Unlock the projected rangeSee where this setup landed historically — with Premium.

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

Screen all →
Snapshot
Index-P/E9.15EPS (ttm)4.66Insider Own4.18%Shs Outstand19.65MPerf Week-0.26%
Market Cap837.39MForward P/E9.71EPS next Y4.39Insider Trans-2.77%Shs Float18.74MPerf Month6.76%
Enterprise Value1.06BPEG0.09EPS next Q1.10Inst Own-Short Float3.15%Perf Quarter15.44%
Income87.84MP/S2.33EPS this Y-6.69%Inst Trans-Short Ratio4.30Perf Half Y8.39%
Sales358.74MP/B1.32EPS next Y1.80%ROA1.54%Short Interest590.94KPerf YTD20.33%
Book/sh-P/C7.26EPS next 5Y1.80%ROE14.46%52W High43.50 -2.72%Perf Year32.77%
Cash/sh-P/FCF7.49EPS past 3/5Y26.60% 11.74%ROIC-2.54%52W Low31.29 35.26%Perf 3Y81.98%
Dividend Est.1.20 (2.84%)EV/EBITDA9.07Sales past 3/5Y38.24% 22.76%Gross Margin70.96%Volatility1.80% 2.63%Perf 5Y84.90%
Dividend TTM1.17 (2.76%)EV/Sales2.96EPS Y/Y TTM212.16%Oper. Margin29.94%ATR (14)1.09Perf 10Y121.06%
Dividend Ex-DateAug 04, 2026Quick Ratio0.21Sales Y/Y TTM26.76%Profit Margin24.06%RSI (14)56.69Recom2.71
Dividend Gr. 3/5Y11.73% 9.28%Current Ratio0.21EPS Q/Q4.81%SMA200.90%Beta0.67Target Price41.00
Payout32.59%Debt/Eq0.45Sales Q/Q2.30%SMA505.42%Rel Volume0.60Prev Close42.62
Employees627LT Debt/Eq0.53EarningsOct 20SMA20014.51%Avg Volume136.56KPrice42.32
IPO DateMay 13, 1999Option/ShortYes / YesEPS/Sales Surpr.6.17% -2.24%Net Debt/EBITDA1.91Volume81,389Change-0.70%
Analyst Ratings
DateActionAnalystRatingTarget
May-15-26InitiatedDA DavidsonNeutral$41
Nov-13-24DowngradeHovde GroupOutperformMarket Perform
Mar-29-19DowngradePiper SandlerBuyHold
Mar-29-19DowngradeSandler O'NeillBuyHold
Jul-27-17UpgradeKeefe, Bruyette & WoodsMarket PerformOutperform
Sep-30-16DowngradeBoenning & ScattergoodOutperformNeutral
Sep-12-16DowngradeKeefe, Bruyette & WoodsOutperformMarket Perform
Sep-11-16DowngradeKeefe Bruyette & WoodsOutperformPerform
Dec-21-12UpgradeBoenning & ScattergoodNeutralOutperform
Latest News
Jul-31-26
Jul-27-26
Jul-24-26
Jul-23-26
Jul-22-26
Jul-21-26
Jul-16-26
Jul-14-26
Jul-09-26
Company

Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue360354284
Cost of Goods Sold Incl. D&A105104110
Gross Profit254250174
Selling, General and Administrative Excl. Other979083
Research and Development
000
Other Operating Expense505763
Operating Income10910328
Interest Expense10310494
Unusual Expense
Non-Operating Income (Expense)10310494
Net Income Before Taxes10810328
Income Taxes22226
Consolidated Net Income868122
Net Income From Continuing Operations868122
Net Income868122
EPS (Recurring)4.664.211.49
EPS (Basic, Before Extraordinaries)4.664.211.49
EPS (Diluted)4.624.181.48
EBITDA11711737
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio9.168.4724.74
Price To Sales Ratio2.231.701.93
Gross Margin70.5670.6261.27
Operating Margin30.2829.109.86
Net Margin23.8922.887.75
Shares Outstanding191715
Market Capitalization804602549
Operating Lease Expense
Unlock full historical data
See years of past statements with Premium.
Unlock with Premium
Insider Trading Volume
$45.83$41.21$36.59$31.98$27.36 Close Price0.00K121.47K242.93K364.40K485.87KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Rice Michael JohnDirectorAug 06 '26Sale43.162,530109,19522,022Aug 07
DOLL AMYEVP, Chief Admin. OfficerJul 27 '26Sale41.613,002124,91325,669Jul 28
DOLL AMYEVP, Chief Admin. OfficerJul 24 '26Option Exercise24.8210,443259,23028,671Jul 28
Brunner Brian DDirectorMar 18 '26Buy34.021,00034,01750,529Mar 19
Holt Christopher DEVP, Market PresidentMar 11 '26Sale34.297,820268,14812,616Mar 12
Quinn Thomas R JrPresident & CEOFeb 19 '26Sale37.4310,373388,26187,202Feb 19
Quinn Thomas R JrPresident & CEOFeb 18 '26Sale37.70281,05597,575Feb 19
Messick John RodneyDirectorFeb 05 '26Sale38.622,50096,5507,167Feb 09
BROWN SARAH MDirectorFeb 02 '26Buy36.2140614,7019,866Feb 04
DOLL AMYEVP, Chief Admin. OfficerNov 14 '25Option Exercise19.645,596109,9050Nov 17
Joiner Cindy JeannetteDirectorOct 27 '25Buy34.2930210,35622,818Oct 28
BROWN SARAH MDirectorSep 03 '25Buy35.0028810,0809,340Sep 04
Jaeger MichaelEVP, Chief Experience OfficerJul 28 '25Sale34.2564221,989745Jul 29
FAINOR SCOTT VDirectorMar 24 '25Buy31.173,00093,52013,396Mar 26
Brunner Brian DDirectorMar 19 '25Buy30.872,50077,17549,330Mar 21
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.