OPFI — OppFi Inc. stock price, charts and financials

QT50OppFi Inc.

OppFi Inc. (NYSE: OPFI) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
8.73
-0.67-7.07%
OverviewShort InterestFilings
OPFIQT50OppFi Inc.·NYSE
8.73-7.07%
Earnings
Down 7.1% — Reported earnings — EPS beat by 7%, revenue in line.
High confidence
TA
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Signal & projected range
QT Score downgradeHistorical pattern — not a prediction
Range still being built for this setupWe don’t yet have a frozen historical track record for qt score downgrade to describe a reliable spread of outcomes. The projected range appears once its backtest is established.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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NAVI-7.05%$8.44PRAA-3.39%$19.12GDOT-0.15%$13.13WRLD+0.21%$187.52NEWTO+0.00%$25.59FINV-3.70%$4.68LU+11.33%$1.67JCAP-2.14%$20.77
Snapshot
Index-P/E3.97EPS (ttm)2.37Insider Own-Shs Outstand85.39MPerf Week0.32%
Market Cap802.70MForward P/E4.28EPS next Y2.19Insider Trans-0.09%Shs Float85.39MPerf Month1.51%
Enterprise Value1.04BPEG-EPS next Q-Inst Own-Short Float3.05%Perf Quarter-4.95%
Income210.79MP/S1.32EPS this Y43.20%Inst Trans-Short Ratio3.56Perf Half Y6.94%
Sales608.66MP/B3.33EPS next Y22.63%ROA9.18%Short Interest2.61MPerf YTD-10.13%
Book/sh-P/C0.61EPS next 5Y27.50%ROE134.28%52W High11.57 -24.50%Perf Year-17.03%
Cash/sh-P/FCF2.04EPS past 3/5Y169.82% -30.19%ROIC148.72%52W Low6.84 27.72%Perf 3Y358.54%
Dividend Est.0.25 (2.86%)EV/EBITDA5.97Sales past 3/5Y9.64% 15.46%Gross Margin98.11%Volatility4.29% 3.24%Perf 5Y-5.43%
Dividend TTM-EV/Sales1.71EPS Y/Y TTM247.22%Oper. Margin35.48%ATR (14)0.36Perf 10Y-
Dividend Ex-DateApr 08, 2025Quick Ratio1.14Sales Y/Y TTM15.59%Profit Margin10.86%RSI (14)50.07Recom2.33
Dividend Gr. 3/5Y-Current Ratio1.14EPS Q/Q-7.89%SMA20-0.19%Beta1.79Target Price11.00
Payout96.87%Debt/Eq3.98Sales Q/Q8.57%SMA503.78%Rel Volume0.65Prev Close9.40
Employees410LT Debt/Eq1.07EarningsAug 10SMA2001.19%Avg Volume691.43KPrice8.73
IPO DateNov 20, 2020Option/ShortYes / YesEPS/Sales Surpr.6.87% 0.49%Net Debt/EBITDA1.36Volume451,174Change-7.07%
Analyst Ratings
DateActionAnalystRatingTarget
May-08-26ReiteratedStephens & Co.Equal Weight$11
May-08-25UpgradeJMP SecuritiesMarket Perform → Market Outperform
Mar-06-25ReiteratedNorthland SecuritiesOutperform$10 → $13
Nov-11-22ReiteratedJMP SecuritiesMarket Outperform$3.00
Nov-11-22ReiteratedNeedhamBuy$3.00
Aug-11-22DowngradeDA DavidsonBuy → Neutral
Mar-12-22ReiteratedDNB Markets$10
Latest News
Company

OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue608597526——————
Cost of Goods Sold Incl. D&A1129105——————
Gross Profit597568421——————
Selling, General and Administrative Excl. Other928890——————
Research and Development0021——————
Other Operating Expense289286215——————
Operating Income21619395——————
Interest Expense2839182——————
Unusual Expense
—————————
Non-Operating Income (Expense)42176——————
Net Income Before Taxes19315688——————
Income Taxes12104——————
Consolidated Net Income66267——————
Net Income From Continuing Operations17914684——————
Net Income66267——————
EPS (Recurring)2.370.990.36——————
EPS (Basic, Before Extraordinaries)2.370.990.36——————
EPS (Diluted)1.250.990.36——————
EBITDA174201309——————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio6.9910.5721.28——————
Price To Sales Ratio0.390.470.29——————
Gross Margin98.1995.1480.04——————
Operating Margin35.5332.3318.06——————
Net Margin10.864.361.33——————
Shares Outstanding272720——————
Market Capitalization236282153——————
Operating Lease Expense
—————————
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Insider Trading Volume
$15.67$13.37$11.06$8.76$6.46● Close Price0.00K233.18K466.36K699.54K932.72KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Moore JocelynDirectorJun 15 '26Sale8.3239,076324,93616,843Jun 17
McKay Christopher J.Chief Risk & Analytics OfficerJun 12 '26Sale8.3523,683197,8151,513,063Jun 16
Favilla Christina MDirectorJun 08 '26Sale8.1430,000244,176156,737Jun 10
Vennettilli DavidDirectorMay 04 '26Sale10.0010,000100,000132,389May 06
Vennettilli DavidDirectorApr 28 '26Option Exercise0.00284,5010284,501Apr 30
Schwartz Todd G.Chief Executive OfficerApr 28 '26Option Exercise0.0026,605,392024,656,083Apr 30
SCHWARTZ THEODORE Gdirector, 10 percent owner:Apr 28 '26Option Exercise0.0021,887,359018,887,359Apr 30
Moore JocelynDirectorMar 12 '26Sale8.538,19069,86139,076Mar 16
Johnson Pamela D.CFOJan 05 '26Sale10.245,08452,060143,484Jan 06
Moore JocelynDirectorDec 11 '25Sale10.914,46448,72147,266Dec 15
Moore JocelynDirectorNov 21 '25Sale9.2320,200186,38551,730Nov 25
Johnson Pamela D.CFONov 03 '25Sale10.001,12911,290153,392Nov 05
McKay Christopher J.Chief Risk & Analytics OfficerNov 03 '25Sale9.851,10710,904171,022Nov 05
McKay Christopher J.Chief Risk & Analytics OfficerOct 02 '25Sale11.219,030101,226172,129Oct 03
Johnson Pamela D.CFOOct 02 '25Sale11.215,49761,621154,521Oct 03
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.