MSBI — Midland States Bancorp, Inc. stock price, charts and financials
QT77Midland States Bancorp, Inc.Midland States Bancorp, Inc. (NASDAQ: MSBI) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 20.93 | EPS (ttm) | 1.60 | Insider Own | 5.50% | Shs Outstand | 20.75M | Perf Week | -0.53% |
| Market Cap | 694.99M | Forward P/E | 9.85 | EPS next Y | 3.40 | Insider Trans | 0.09% | Shs Float | 19.50M | Perf Month | 11.11% |
| Enterprise Value | 741.13M | PEG | - | EPS next Q | 0.89 | Inst Own | - | Short Float | 4.24% | Perf Quarter | 18.17% |
| Income | 42.39M | P/S | 1.57 | EPS this Y | 109.00% | Inst Trans | - | Short Ratio | 4.98 | Perf Half Y | 42.33% |
| Sales | 442.94M | P/B | 1.24 | EPS next Y | 1.67% | ROA | 0.64% | Short Interest | 826.51K | Perf YTD | 58.20% |
| Book/sh | - | P/C | 5.18 | EPS next 5Y | 1.67% | ROE | 7.55% | 52W High | 34.87 -4.59% | Perf Year | 95.16% |
| Cash/sh | - | P/FCF | 5.24 | EPS past 3/5Y | - | ROIC | 4.43% | 52W Low | 14.15 135.18% | Perf 3Y | 41.73% |
| Dividend Est. | 1.32 (3.97%) | EV/EBITDA | 11.14 | Sales past 3/5Y | 2.31% 8.17% | Gross Margin | 63.93% | Volatility | 2.64% 3.03% | Perf 5Y | 36.08% |
| Dividend TTM | 1.28 (3.85%) | EV/Sales | 1.67 | EPS Y/Y TTM | 21.21% | Oper. Margin | 13.09% | ATR (14) | 0.95 | Perf 10Y | 51.40% |
| Dividend Ex-Date | Aug 14, 2026 | Quick Ratio | 0.35 | Sales Y/Y TTM | -18.86% | Profit Margin | 9.71% | RSI (14) | 60.59 | Recom | 3.00 |
| Dividend Gr. 3/5Y | 2.79% 3.32% | Current Ratio | 0.35 | EPS Q/Q | 48.82% | SMA20 | 3.21% | Beta | 0.63 | Target Price | 34.00 |
| Payout | 106.53% | Debt/Eq | 0.61 | Sales Q/Q | -5.08% | SMA50 | 9.04% | Rel Volume | 1.30 | Prev Close | 33.49 |
| Employees | 850 | LT Debt/Eq | 0.57 | Earnings | Oct 29 | SMA200 | 39.68% | Avg Volume | 171.61K | Price | 33.27 |
| IPO Date | May 24, 2016 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 4.86% 3.77% | Net Debt/EBITDA | 0.69 | Volume | 223,114 | Change | -0.66% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-28-26 | Reiterated | Piper Sandler | Neutral | $32 → $35 |
| Jul-27-26 | Reiterated | DA Davidson | Neutral | $26 → $33 |
| Jun-26-26 | Reiterated | Piper Sandler | Neutral | $28 → $32 |
| Apr-27-26 | Reiterated | DA Davidson | Neutral | $24 → $26 |
| Apr-27-26 | Reiterated | Piper Sandler | Neutral | $19 → $28 |
| Jan-26-26 | Reiterated | UBS | $23 → $26 | |
| Jan-26-26 | Reiterated | DA Davidson | Neutral | $24 |
| Dec-02-25 | Reiterated | Piper Sandler | Neutral | $18 → $19 |
| Nov-04-25 | Reiterated | Piper Sandler | Neutral | $27 → $18 |
| Sep-10-25 | Reiterated | Stephens | Equal Weight | $21 |
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 443 | 468 | 546 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 159 | 199 | 310 | — | — | — | — | — | — | |
| Gross Profit | 284 | 268 | 236 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 131 | 126 | 103 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 94 | 246 | 86 | — | — | — | — | — | — | |
| Operating Income | 58 | -103 | 47 | — | — | — | — | — | — | |
| Interest Expense | 128 | 151 | 190 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 128 | 139 | 190 | — | — | — | — | — | — | |
| Net Income Before Taxes | 58 | -115 | 47 | — | — | — | — | — | — | |
| Income Taxes | 16 | 9 | 9 | — | — | — | — | — | — | |
| Consolidated Net Income | 43 | -124 | 38 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 43 | -124 | 38 | — | — | — | — | — | — | |
| Net Income | 43 | -124 | 38 | — | — | — | — | — | — | |
| EPS (Recurring) | 1.60 | -6.14 | 1.32 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 1.60 | -6.14 | 1.32 | — | — | — | — | — | — | |
| EPS (Diluted) | 1.60 | -6.14 | 1.32 | — | — | — | — | — | — | |
| EBITDA | 67 | -93 | 60 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 20.79 | — | 18.48 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.58 | 1.00 | 0.98 | — | — | — | — | — | — | |
| Gross Margin | 64.11 | 57.26 | 43.22 | — | — | — | — | — | — | |
| Operating Margin | 13.09 | -22.01 | 8.61 | — | — | — | — | — | — | |
| Net Margin | 9.71 | -26.50 | 6.96 | — | — | — | — | — | — | |
| Shares Outstanding | 21 | 22 | 22 | — | — | — | — | — | — | |
| Market Capitalization | 699 | 466 | 537 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Ludwig Jeffrey G. | President & CEO | Jul 28 '26 | Option Exercise | 28.59 | 8,383 | 239,670 | 409,354 | Jul 29 |
| Ludwig Jeffrey G. | President & CEO | Jul 28 '26 | Sale | 34.00 | 8,383 | 285,023 | 400,971 | Jul 29 |
| Franklin Travis | Director | May 05 '26 | Buy | 26.49 | 9,400 | 248,988 | 9,400 | May 06 |
| Mooney Kyle Owen | SVP - Chief Operating Officer | Jan 28 '26 | Sale | 22.67 | 2,808 | 63,657 | 14,207 | Jan 28 |
| Bingham Richard Dean | Director | Dec 03 '25 | Buy | 17.56 | 5,000 | 87,800 | 27,700 | Dec 04 |
| Jameson Jeremy Andrew | EVP - Chief Credit Officer | Dec 03 '25 | Buy | 17.69 | 5,598 | 99,029 | 63,412 | Dec 04 |
| Smith Jeffrey C. | Director | Dec 03 '25 | Buy | 17.69 | 500 | 8,845 | 34,109 | Dec 04 |
| Casey Daniel Edward | CROF | Dec 03 '25 | Buy | 17.89 | 5,000 | 89,443 | 28,254 | Dec 04 |
| Carlson Gerald Joseph | Director | Feb 07 '25 | Buy | 19.97 | 2,000 | 39,940 | 4,000 | Feb 07 |
| Carlson Gerald Joseph | Director | Jan 30 '25 | Buy | 20.00 | 1,000 | 20,000 | 2,000 | Jan 30 |
| Smith Jeffrey C. | Director | Jan 28 '25 | Buy | 18.96 | 650 | 12,324 | 33,609 | Jan 28 |
| Spring Donald J. | Chief Accounting Officer | Jan 28 '25 | Buy | 23.75 | 800 | 19,000 | 1,600 | Jan 28 |
| Spring Donald J. | Chief Accounting Officer | Nov 11 '24 | Sale | 27.00 | 431 | 11,637 | 5,442 | Nov 12 |
| Schultz Robert F. | Director | Nov 06 '24 | Sale | 27.00 | 4,262 | 115,082 | 0 | Nov 08 |
| Spring Donald J. | Chief Accounting Officer | Nov 07 '24 | Sale | 27.52 | 311 | 8,558 | 5,873 | Nov 07 |