FMAO — Farmers & Merchants Bancorp, Inc. stock price, charts and financials

NASDAQ·Financial Services·Banks - Regional·USA

Latest market price

34.30

-0.62-1.78%

Overview Short InterestFilings

FMAOQT77Farmers & Merchants Bancorp, Inc.·NASDAQ

Overview Short InterestFilings

34.30-1.78%

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Signal & projected range

Insider open-market buyHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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HOPE-0.70%$13.89 STBA-0.18%$50.78 TFIN-0.82%$75.39 CASH-0.25%$86.63 TCBK-0.96%$56.72 GABC-0.72%$49.83 NBHC+0.01%$42.63 LOB-0.73%$42.29

Snapshot

Index	-	P/E	12.00	EPS (ttm)	2.91	Insider Own	11.23%	Shs Outstand	13.77M	Perf Week	4.68%

Market Cap	480.79M	Forward P/E	10.68	EPS next Y	3.27	Insider Trans	-11.63%	Shs Float	13.13M	Perf Month	16.63%

Enterprise Value	543.12M	PEG	0.35	EPS next Q	0.77	Inst Own	-	Short Float	1.56%	Perf Quarter	26.20%

Income	40.10M	P/S	2.47	EPS this Y	9.05%	Inst Trans	-	Short Ratio	2.17	Perf Half Y	24.76%

Sales	194.95M	P/B	1.25	EPS next Y	3.05%	ROA	1.14%	Short Interest	204.52K	Perf YTD	41.26%

Book/sh	-	P/C	10.99	EPS next 5Y	3.05%	ROE	10.72%	52W High	35.30 -2.84%	Perf Year	44.90%

Cash/sh	-	P/FCF	11.17	EPS past 3/5Y	11.50% 13.63%	ROIC	1.14%	52W Low	22.37 53.36%	Perf 3Y	61.07%

Dividend Est.	0.92 (2.68%)	EV/EBITDA	9.57	Sales past 3/5Y	18.35% 17.33%	Gross Margin	64.89%	Volatility	4.03% 4.84%	Perf 5Y	59.02%

Dividend TTM	0.92 (2.67%)	EV/Sales	2.79	EPS Y/Y TTM	53.16%	Oper. Margin	26.25%	ATR (14)	1.47	Perf 10Y	119.90%

Dividend Ex-Date	Jul 10, 2026	Quick Ratio	11.41	Sales Y/Y TTM	10.73%	Profit Margin	20.53%	RSI (14)	67.49	Recom	3.00

Dividend Gr. 3/5Y	3.45% 6.40%	Current Ratio	11.41	EPS Q/Q	53.57%	SMA20	8.32%	Beta	0.79	Target Price	36.00

Payout	30.84%	Debt/Eq	0.57	Sales Q/Q	8.51%	SMA50	15.06%	Rel Volume	3.50	Prev Close	34.92

Employees	474	LT Debt/Eq	0.71	Earnings	Oct 26	SMA200	29.04%	Avg Volume	97.49K	Price	34.30

IPO Date	Jan 30, 2006	Option/Short	Yes / Yes	EPS/Sales Surpr.	27.72% 3.93%	Net Debt/EBITDA	1.10	Volume	341,423	Change	-1.78%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-29-26	Reiterated	Piper Sandler	Neutral	$32 → $36
Jun-25-26	Reiterated	Piper Sandler	Neutral	$29 → $32
Apr-27-26	Reiterated	Piper Sandler	Neutral	$24 → $29
Jun-12-24	Reiterated	Piper Sandler	Underweight	$24
Jul-28-23	Downgrade	Piper Sandler	Neutral → Underweight
Dec-21-22	Initiated	Janney Montgomery Scott	Neutral	$30
Oct-21-22	Upgrade	Piper Sandler	Underweight → Neutral
Apr-22-22	Downgrade	Piper Sandler	Neutral → Underweight

Latest News

Aug-04-26

Aug-04-2604:56AM

Best Income Stocks to Buy for August 4thzacks.com

Jul-29-26

Jul-29-2601:46PM

Piper Sandler Maintains Neutral on Farmers & Merchants, Raises Price Target to $36Benzinga

Jul-27-26

Jul-27-2604:35PM

Farmers & Merchants Q2 EPS $0.86 Beats $0.67 Estimate, Sales $34.350M Beat $30.500M EstimateBenzinga

04:30PM

Farmers & Merchants Bancorp, Inc. Reports 2026 Second-Quarter and Year-to-Date Financial Resultsglobenewswire.com

Jul-10-26

Jul-10-2605:55PM

Dividend Champion, Contender, And Challenger Highlights: Week Of July 12SeekingAlpha

Jul-02-26

Jul-02-2605:57PM

Dividend Champion, Contender, And Challenger Highlights: Week Of July 5SeekingAlpha

Jun-30-26

Jun-30-2604:30PM

Farmers & Merchants Bancorp, Inc. Declares 2026 Second-Quarter Cash Dividendglobenewswire.com

Jun-25-26

Jun-25-2610:33AM

Piper Sandler Maintains Neutral on Farmers & Merchants, Raises Price Target to $32Benzinga

Company

Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	196	189	177	—	—	—	—	—	—
Cost of Goods Sold Incl. D&A	68	71	78	—	—	—	—	—	—
Gross Profit	127	118	99	—	—	—	—	—	—
Selling, General and Administrative Excl. Other	31	10	48	—	—	—	—	—	—
Research and Development	0	0	0	—	—	—	—	—	—
Other Operating Expense	44	65	18	—	—	—	—	—	—
Operating Income	51	43	33	—	—	—	—	—	—
Interest Expense	68	69	78	—	—	—	—	—	—
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	68	69	78	—	—	—	—	—	—
Net Income Before Taxes	51	43	33	—	—	—	—	—	—
Income Taxes	11	9	7	—	—	—	—	—	—
Consolidated Net Income	41	33	26	—	—	—	—	—	—
Net Income From Continuing Operations	41	33	26	—	—	—	—	—	—
Net Income	41	33	26	—	—	—	—	—	—
EPS (Recurring)	2.91	3.40	1.90	—	—	—	—	—	—
EPS (Basic, Before Extraordinaries)	2.91	3.40	1.90	—	—	—	—	—	—
EPS (Diluted)	2.91	3.41	1.90	—	—	—	—	—	—
EBITDA	57	50	39	—	—	—	—	—	—
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	11.79	7.25	15.50	—	—	—	—	—	—
Price To Sales Ratio	2.45	1.83	2.33	—	—	—	—	—	—
Gross Margin	64.80	62.43	55.93	—	—	—	—	—	—
Operating Margin	26.02	22.75	18.64	—	—	—	—	—	—
Net Margin	20.92	17.46	14.69	—	—	—	—	—	—
Shares Outstanding	14	14	14	—	—	—	—	—	—
Market Capitalization	480	346	412	—	—	—	—	—	—
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Briggs Andrew J	Director	Aug 07 '26	Sale	34.08	3,000	102,240	69,550	Aug 07
Briggs Andrew J	Director	Aug 06 '26	Sale	34.24	3,000	102,720	72,550	Aug 07
Gerken David R	EVP/CLO	Aug 06 '26	Sale	33.72	1,000	33,720	6,509	Aug 06
Briggs Andrew J	Director	Aug 05 '26	Sale	34.76	3,000	104,280	75,550	Aug 05
Briggs Andrew J	Director	Aug 04 '26	Sale	33.67	3,000	101,010	78,550	Aug 05
Briggs Andrew J	Director	Aug 03 '26	Sale	33.69	3,000	101,070	81,550	Aug 05
ALLEN GREGORY R	Director	Aug 03 '26	Buy	34.47	300	10,341	300	Aug 03
Briggs Andrew J	Director	Jul 31 '26	Sale	33.07	3,000	99,210	84,550	Jul 31
Briggs Andrew J	Director	Jul 30 '26	Sale	34.86	3,000	104,580	87,550	Jul 31
Briggs Andrew J	Director	Jul 29 '26	Sale	34.48	3,000	103,440	90,550	Jul 31
Briggs Andrew J	Director	Jul 28 '26	Sale	31.59	3,000	94,770	93,550	Jul 29
Briggs Andrew J	Director	Jul 27 '26	Sale	30.98	3,000	92,940	96,550	Jul 29
Briggs Andrew J	Director	Jul 24 '26	Sale	30.44	3,000	91,320	99,550	Jul 24
Briggs Andrew J	Director	Jul 23 '26	Sale	29.95	3,000	89,850	102,550	Jul 24
Briggs Andrew J	Director	Jul 22 '26	Sale	30.84	3,000	92,520	105,550	Jul 22

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.