ESQ — Esquire Financial Holdings, Inc. stock price, charts and financials
QT61Esquire Financial Holdings, Inc.Esquire Financial Holdings, Inc. (NASDAQ: ESQ) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 20.72 | EPS (ttm) | 6.34 | Insider Own | 18.87% | Shs Outstand | 8.64M | Perf Week | 1.67% |
| Market Cap | 1.14B | Forward P/E | 15.51 | EPS next Y | 8.47 | Insider Trans | -2.17% | Shs Float | 7.22M | Perf Month | 11.97% |
| Enterprise Value | 892.87M | PEG | 2.47 | EPS next Q | 1.81 | Inst Own | - | Short Float | 10.77% | Perf Quarter | 22.44% |
| Income | 55.16M | P/S | 6.31 | EPS this Y | 14.52% | Inst Trans | - | Short Ratio | 6.52 | Perf Half Y | 15.38% |
| Sales | 179.89M | P/B | 3.46 | EPS next Y | 22.05% | ROA | 2.10% | Short Interest | 777.81K | Perf YTD | 28.72% |
| Book/sh | - | P/C | 20.46 | EPS next 5Y | 22.05% | ROE | 17.82% | 52W High | 132.71 -2.55% | Perf Year | 39.42% |
| Cash/sh | - | P/FCF | 24.55 | EPS past 3/5Y | 19.22% 28.94% | ROIC | 16.58% | 52W Low | 90.20 43.37% | Perf 3Y | 163.55% |
| Dividend Est. | 0.80 (0.62%) | EV/EBITDA | 11.56 | Sales past 3/5Y | 24.01% 25.35% | Gross Margin | 86.11% | Volatility | 2.85% 3.14% | Perf 5Y | 444.47% |
| Dividend TTM | 0.75 (0.58%) | EV/Sales | 4.96 | EPS Y/Y TTM | 17.90% | Oper. Margin | 40.57% | ATR (14) | 4.02 | Perf 10Y | - |
| Dividend Ex-Date | Aug 14, 2026 | Quick Ratio | 0.25 | Sales Y/Y TTM | 29.71% | Profit Margin | 29.32% | RSI (14) | 65.22 | Recom | 2.00 |
| Dividend Gr. 3/5Y | 35.72% - | Current Ratio | 0.25 | EPS Q/Q | 15.94% | SMA20 | 4.99% | Beta | 0.37 | Target Price | 125.00 |
| Payout | 8.94% | Debt/Eq | 0.00 | Sales Q/Q | 20.00% | SMA50 | 10.73% | Rel Volume | 0.62 | Prev Close | 131.38 |
| Employees | 148 | LT Debt/Eq | 0.01 | Earnings | Oct 22 | SMA200 | 20.54% | Avg Volume | 126.67K | Price | 129.32 |
| IPO Date | Jun 27, 2017 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.56% 1.30% | Net Debt/EBITDA | -3.14 | Volume | 78,993 | Change | -1.56% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Mar-13-26 | Upgrade | Raymond James | Market Perform → Strong Buy | $125 |
| Oct-29-25 | Reiterated | Piper Sandler | Overweight | $61 → $116 |
| Jan-24-25 | Downgrade | Raymond James | Strong Buy → Market Perform | |
| Oct-02-24 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Apr-29-24 | Reiterated | Piper Sandler | Overweight | $61 |
Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 179 | 164 | 138 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 25 | 25 | 18 | — | — | — | — | — | — | |
| Gross Profit | 154 | 140 | 120 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 55 | 46 | 42 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 26 | 25 | 19 | — | — | — | — | — | — | |
| Operating Income | 72 | 69 | 59 | — | — | — | — | — | — | |
| Interest Expense | 21 | 18 | 13 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 18 | 15 | 13 | — | — | — | — | — | — | |
| Net Income Before Taxes | 69 | 66 | 59 | — | — | — | — | — | — | |
| Income Taxes | 17 | 15 | 16 | — | — | — | — | — | — | |
| Consolidated Net Income | 53 | 51 | 44 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 53 | 51 | 44 | — | — | — | — | — | — | |
| Net Income | 53 | 51 | 44 | — | — | — | — | — | — | |
| EPS (Recurring) | 6.34 | 6.30 | 5.58 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 6.34 | 6.30 | 5.58 | — | — | — | — | — | — | |
| EPS (Diluted) | 6.06 | 5.88 | 5.14 | — | — | — | — | — | — | |
| EBITDA | 77 | 71 | 63 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 21.34 | 17.36 | 15.47 | — | — | — | — | — | — | |
| Price To Sales Ratio | 5.78 | 5.60 | 4.61 | — | — | — | — | — | — | |
| Gross Margin | 86.03 | 85.37 | 86.96 | — | — | — | — | — | — | |
| Operating Margin | 40.22 | 42.07 | 42.75 | — | — | — | — | — | — | |
| Net Margin | 29.61 | 31.10 | 31.88 | — | — | — | — | — | — | |
| Shares Outstanding | 8 | 9 | 8 | — | — | — | — | — | — | |
| Market Capitalization | 1,035 | 919 | 636 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| CARONIA LEONARD | Director | Aug 04 '26 | Option Exercise | 19.57 | 2,232 | 43,680 | 101,906 | Aug 06 |
| Mitzman Robert | Director | Jul 30 '26 | Sale | 129.60 | 3,000 | 388,792 | 139,679 | Aug 03 |
| Powers Richard T | Director | Mar 19 '26 | Sale | 104.83 | 2,308 | 241,936 | 58,233 | Mar 20 |
| ZISES SELIG | Director | Mar 19 '26 | Sale | 105.10 | 5,000 | 525,500 | 6,501 | Mar 20 |
| ZISES SELIG | Director | Mar 18 '26 | Sale | 106.54 | 25,000 | 2,663,545 | 8,501 | Mar 20 |
| Sagliocca Andrew C | Vice Chairman, President & CEO | Jan 05 '26 | Option Exercise | 12.50 | 29,250 | 365,625 | 294,172 | Jan 06 |
| Powers Richard T | Director | Jan 05 '26 | Option Exercise | 24.90 | 1,500 | 37,350 | 60,900 | Jan 06 |
| Kornhaber Ari P | EVP and Head of Corp Dev | Jan 05 '26 | Option Exercise | 12.50 | 18,625 | 232,813 | 116,912 | Jan 06 |
| Bader Eric S | EVP and COO | Jan 05 '26 | Option Exercise | 12.50 | 14,125 | 176,563 | 137,325 | Jan 06 |
| Melohn Joseph | Director | Aug 26 '25 | Sale | 100.05 | 9,000 | 900,450 | 127,531 | Aug 27 |
| Melohn Joseph | Director | Aug 25 '25 | Sale | 100.00 | 1,326 | 132,600 | 136,531 | Aug 26 |
| Melohn Joseph | Director | Aug 22 '25 | Sale | 99.90 | 11,000 | 1,098,884 | 137,857 | Aug 26 |
| ZISES SELIG | Director | Aug 22 '25 | Sale | 99.71 | 17,000 | 1,695,096 | 21,001 | Aug 26 |
| Coelho Anthony | Director | Aug 12 '25 | Option Exercise | 12.50 | 22,231 | 277,888 | 50,270 | Aug 14 |
| ZISES SELIG | Director | Jul 31 '25 | Sale | 95.38 | 5,000 | 476,925 | 29,501 | Aug 01 |