CPF — Central Pacific Financial Corp. stock price, charts and financials
QT70Central Pacific Financial Corp.Central Pacific Financial Corp. (NYSE: CPF) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 12.39 | EPS (ttm) | 3.14 | Insider Own | 2.15% | Shs Outstand | 26.10M | Perf Week | -1.27% |
| Market Cap | 1.02B | Forward P/E | 10.88 | EPS next Y | 3.58 | Insider Trans | 0.00% | Shs Float | 22.92M | Perf Month | 1.97% |
| Enterprise Value | 732.68M | PEG | 0.31 | EPS next Q | 0.87 | Inst Own | - | Short Float | 2.83% | Perf Quarter | 12.20% |
| Income | 83.36M | P/S | 3.22 | EPS this Y | 4.89% | Inst Trans | - | Short Ratio | 4.56 | Perf Half Y | 13.02% |
| Sales | 314.84M | P/B | 1.70 | EPS next Y | 9.24% | ROA | 1.11% | Short Interest | 648.06K | Perf YTD | 24.84% |
| Book/sh | - | P/C | 8.27 | EPS next 5Y | 9.24% | ROE | 14.00% | 52W High | 40.56 -5.10% | Perf Year | 47.97% |
| Cash/sh | - | P/FCF | 8.75 | EPS past 3/5Y | 2.31% 16.81% | ROIC | 7.73% | 52W Low | 25.90 48.59% | Perf 3Y | 118.05% |
| Dividend Est. | 1.20 (3.12%) | EV/EBITDA | 8.68 | Sales past 3/5Y | 9.33% 7.01% | Gross Margin | 75.98% | Volatility | 2.34% 2.26% | Perf 5Y | 51.95% |
| Dividend TTM | 1.13 (2.94%) | EV/Sales | 2.33 | EPS Y/Y TTM | 58.38% | Oper. Margin | 25.55% | ATR (14) | 0.93 | Perf 10Y | 59.10% |
| Dividend Ex-Date | Aug 31, 2026 | Quick Ratio | 0.27 | Sales Y/Y TTM | -7.35% | Profit Margin | 26.36% | RSI (14) | 51.97 | Recom | 2.67 |
| Dividend Gr. 3/5Y | 1.58% 3.45% | Current Ratio | 0.27 | EPS Q/Q | 19.40% | SMA20 | -0.59% | Beta | 0.82 | Target Price | 28.00 |
| Payout | 45.18% | Debt/Eq | 0.17 | Sales Q/Q | -53.33% | SMA50 | 3.62% | Rel Volume | 0.95 | Prev Close | 38.90 |
| Employees | 763 | LT Debt/Eq | 0.17 | Earnings | Oct 28 | SMA200 | 16.31% | Avg Volume | 149.67K | Price | 38.49 |
| IPO Date | Aug 28, 1987 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.24% 2.33% | Net Debt/EBITDA | -3.35 | Volume | 141,988 | Change | -1.05% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-17-24 | Reiterated | Piper Sandler | Overweight | $30 |
| Oct-06-22 | Downgrade | Raymond James | Outperform → Market Perform | |
| Jul-07-22 | Reiterated | Raymond James | Outperform | $26 |
| Mar-11-21 | Upgrade | Raymond James | Market Perform → Outperform | |
| Jan-28-21 | Upgrade | Piper Sandler | Neutral → Overweight | |
| Apr-23-20 | Upgrade | Compass Point | Neutral → Buy | |
| Jul-25-19 | Downgrade | Compass Point | Buy → Neutral | |
| Jan-26-17 | Upgrade | Compass Point | Neutral → Buy | |
| Oct-28-16 | Upgrade | Compass Point | Neutral → Buy | |
| Feb-18-15 | Downgrade | Sandler O'Neill | Buy → Hold |
Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 315 | 362 | 340 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 76 | 87 | 104 | — | — | — | — | — | — | |
| Gross Profit | 239 | 276 | 236 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 104 | 103 | 98 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 56 | 72 | 70 | — | — | — | — | — | — | |
| Operating Income | 81 | 101 | 68 | — | — | — | — | — | — | |
| Interest Expense | 68 | 73 | 94 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 92 | 71 | 94 | — | — | — | — | — | — | |
| Net Income Before Taxes | 106 | 98 | 68 | — | — | — | — | — | — | |
| Income Taxes | 22 | 21 | 15 | — | — | — | — | — | — | |
| Consolidated Net Income | 84 | 77 | 53 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 84 | 77 | 53 | — | — | — | — | — | — | |
| Net Income | 84 | 77 | 53 | — | — | — | — | — | — | |
| EPS (Recurring) | 3.14 | 2.89 | 1.97 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 3.14 | 2.89 | 1.97 | — | — | — | — | — | — | |
| EPS (Diluted) | 3.12 | 2.87 | 1.97 | — | — | — | — | — | — | |
| EBITDA | 85 | 109 | 77 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 12.34 | 10.86 | 14.75 | — | — | — | — | — | — | |
| Price To Sales Ratio | 3.18 | 2.32 | 2.31 | — | — | — | — | — | — | |
| Gross Margin | 75.87 | 76.24 | 69.41 | — | — | — | — | — | — | |
| Operating Margin | 25.71 | 27.90 | 20.00 | — | — | — | — | — | — | |
| Net Margin | 26.67 | 21.27 | 15.59 | — | — | — | — | — | — | |
| Shares Outstanding | 26 | 27 | 27 | — | — | — | — | — | — | |
| Market Capitalization | 1,001 | 841 | 784 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Ngo Agnes Catherine | Director | Sep 12 '25 | Sale | 30.66 | 3,333 | 102,176 | 60,514 | Sep 12 |
| KOSASA PAUL | Director | Aug 14 '25 | Sale | 28.63 | 923 | 26,421 | 0 | Aug 29 |
| Ngo Agnes Catherine | Director | Aug 12 '25 | Sale | 27.87 | 3,333 | 92,887 | 65,459 | Aug 12 |
| Yonamine Paul K | Director | Aug 01 '25 | Sale | 26.25 | 2,765 | 72,581 | 14,181 | Aug 01 |
| Ngo Agnes Catherine | Director | Jul 14 '25 | Sale | 29.20 | 3,333 | 97,324 | 68,792 | Jul 14 |
| Yonamine Paul K | Director | Jul 01 '25 | Sale | 28.00 | 2,765 | 77,420 | 16,946 | Jul 01 |
| Ngo Agnes Catherine | Director | Jun 12 '25 | Sale | 26.99 | 3,333 | 89,955 | 72,125 | Jun 12 |
| Yonamine Paul K | Director | Jun 05 '25 | Sale | 26.31 | 2,765 | 72,747 | 19,711 | Jun 06 |
| Ngo Agnes Catherine | Director | May 12 '25 | Sale | 27.71 | 3,333 | 92,346 | 72,922 | May 12 |
| Ngo Agnes Catherine | Director | Jul 12 '24 | Sale | 22.67 | 3,333 | 75,556 | 75,357 | Jul 15 |
| Ngo Agnes Catherine | Director | Jun 12 '24 | Sale | 20.21 | 3,333 | 67,360 | 78,690 | Jun 12 |
| Ngo Agnes Catherine | Director | May 13 '24 | Sale | 21.19 | 3,333 | 70,629 | 82,023 | May 13 |
| Ngo Agnes Catherine | Director | Apr 12 '24 | Sale | 19.00 | 3,333 | 63,327 | 85,356 | Apr 12 |
| Ngo Agnes Catherine | Director | Mar 12 '24 | Sale | 19.32 | 3,333 | 64,409 | 88,689 | Mar 12 |
| Ngo Agnes Catherine | Director | Feb 12 '24 | Sale | 19.45 | 3,333 | 64,840 | 92,022 | Feb 12 |