CHMG — Chemung Financial Corporation stock price, charts and financials

QT77Chemung Financial Corporation

Chemung Financial Corporation (NASDAQ: CHMG) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
80.75
-0.49-0.60%
CHMGQT77Chemung Financial Corporation·NASDAQ
80.75-0.60%
TA
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Snapshot
Index-P/E11.71EPS (ttm)6.94Insider Own15.35%Shs Outstand4.82MPerf Week-0.31%
Market Cap391.56MForward P/E10.22EPS next Y7.95Insider Trans-0.49%Shs Float3.63MPerf Month8.65%
Enterprise Value504.94MPEG0.06EPS next Q1.91Inst Own-Short Float2.45%Perf Quarter17.91%
Income33.48MP/S2.83EPS this Y9.01%Inst Trans-Short Ratio2.08Perf Half Y26.78%
Sales138.56MP/B1.45EPS next Y5.09%ROA1.19%Short Interest88.92KPerf YTD45.59%
Book/sh-P/C7.02EPS next 5Y5.09%ROE12.98%52W High84.48 -4.42%Perf Year63.30%
Cash/sh-P/FCF7.21EPS past 3/5Y-20.07% -4.83%ROIC0.57%52W Low48.75 65.63%Perf 3Y90.70%
Dividend Est.1.36 (1.68%)EV/EBITDA21.79Sales past 3/5Y11.13% 9.98%Gross Margin67.54%Volatility3.00% 3.38%Perf 5Y78.51%
Dividend TTM1.36 (1.68%)EV/Sales3.64EPS Y/Y TTM39.92%Oper. Margin15.20%ATR (14)2.64Perf 10Y153.48%
Dividend Ex-DateJun 17, 2026Quick Ratio0.00Sales Y/Y TTM-7.33%Profit Margin24.21%RSI (14)61.09Recom2.71
Dividend Gr. 3/5Y2.11% 4.88%Current Ratio0.00EPS Q/Q38.93%SMA202.73%Beta0.58Target Price50.00
Payout24.38%Debt/Eq0.53Sales Q/Q-18.18%SMA508.31%Rel Volume1.12Prev Close81.24
Employees348LT Debt/Eq0.02EarningsOct 20SMA20031.21%Avg Volume57.81KPrice80.75
IPO DateJan 04, 1999Option/ShortNo / YesEPS/Sales Surpr.3.12% 2.14%Net Debt/EBITDA4.89Volume64,516Change-0.60%
Analyst Ratings
DateActionAnalystRatingTarget
Apr-22-25ReiteratedPiper SandlerNeutral$50
Oct-22-20DowngradeDA DavidsonBuyNeutral
Mar-09-20UpgradeDA DavidsonNeutralBuy
Aug-06-19UpgradeJanney Montgomery ScottNeutralBuy
Aug-06-19UpgradeJanney CapitalNeutralBuy
Apr-22-19DowngradeSandler O'NeillBuyHold
Apr-22-19DowngradePiper SandlerBuyHold
Feb-20-18UpgradeSandler O'NeillHoldBuy
Feb-20-18UpgradePiper SandlerHoldBuy
Jun-06-16DowngradePiper SandlerBuyHold
Latest News
Jul-28-26
Jul-27-26
Jul-22-26
Jun-17-26
Company

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue139140150
Cost of Goods Sold Incl. D&A465053
Gross Profit929096
Selling, General and Administrative Excl. Other464239
Research and Development
000
Other Operating Expense252827
Operating Income212030
Interest Expense414654
Unusual Expense
Non-Operating Income (Expense)644654
Net Income Before Taxes442030
Income Taxes1056
Consolidated Net Income341524
Net Income From Continuing Operations341524
Net Income341524
EPS (Recurring)6.943.134.96
EPS (Basic, Before Extraordinaries)6.943.134.96
EPS (Diluted)6.943.134.96
EBITDA242332
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio11.6417.839.84
Price To Sales Ratio2.901.991.63
Gross Margin66.1964.2964.00
Operating Margin15.1114.2920.00
Net Margin24.4610.7116.00
Shares Outstanding555
Market Capitalization404279244
Operating Lease Expense
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Insider Trading Volume
$88.42$76.38$64.34$52.30$40.26 Close Price0.00K62.84K125.68K188.52K251.36KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Tyrrell Thomas R.DirectorApr 27 '26Sale65.3378851,4808,050Apr 27
Dalrymple Robert HDirectorFeb 26 '26Sale56.562,833160,2321,351Feb 26
Fariello Daniel DPresident, Capital Bank Div.Feb 04 '26Sale61.1374845,7257,110Feb 05
Fariello Daniel DPresident, Capital Bank Div.Feb 03 '26Sale61.5724214,9017,858Feb 04
Tyrrell Thomas R.DirectorFeb 02 '26Sale61.0050030,5008,800Feb 02
STREETER JEFFREY BDirectorOct 29 '25Buy51.922,184113,40032,726Oct 30
STREETER JEFFREY BDirectorOct 28 '25Buy51.641,31667,95230,542Oct 29
COLE LOREN DEVP & CIOAug 05 '25Buy50.102,983149,4489,331Aug 05
STREETER JEFFREY BDirectorJul 28 '25Buy52.602,612137,39429,202Jul 28
STREETER JEFFREY BDirectorJul 25 '25Buy52.945,000264,67926,590Jul 25
STREETER JEFFREY BDirectorJul 24 '25Buy52.914,103217,07621,590Jul 25
STREETER JEFFREY BDirectorJul 23 '25Buy53.193,285174,71917,487Jul 24
Meade Joseph F IVDirectorJan 15 '25Buy47.3359228,0193,710Jan 17
COLE LOREN DEVP & CIONov 06 '24Sale51.211,00051,2104,771Nov 07
Tranter G. Thomas Jr.DirectorAug 06 '24Buy44.0050022,00027,074Aug 08
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