Cathay General Bancorp (NASDAQ: CATY) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 12.31 | EPS (ttm) | 5.15 | Insider Own | 2.55% | Shs Outstand | 67.04M | Perf Week | 0.35% |
| Market Cap | 4.25B | Forward P/E | 10.69 | EPS next Y | 5.93 | Insider Trans | -5.00% | Shs Float | 63.52M | Perf Month | 3.19% |
| Enterprise Value | 4.24B | PEG | 0.52 | EPS next Q | 1.43 | Inst Own | - | Short Float | 4.21% | Perf Quarter | 11.27% |
| Income | 347.28M | P/S | 3.06 | EPS this Y | 8.24% | Inst Trans | - | Short Ratio | 5.76 | Perf Half Y | 18.63% |
| Sales | 1.39B | P/B | 1.39 | EPS next Y | 7.00% | ROA | 1.41% | Short Interest | 2.67M | Perf YTD | 31.04% |
| Book/sh | - | P/C | 7.85 | EPS next 5Y | 7.00% | ROE | 11.71% | 52W High | 64.55 -2.28% | Perf Year | 40.79% |
| Cash/sh | - | P/FCF | 7.96 | EPS past 3/5Y | -2.04% 9.61% | ROIC | 10.26% | 52W Low | 44.33 42.27% | Perf 3Y | 67.09% |
| Dividend Est. | 1.52 (2.41%) | EV/EBITDA | 8.82 | Sales past 3/5Y | 15.11% 13.26% | Gross Margin | 57.16% | Volatility | 1.44% 1.63% | Perf 5Y | 67.44% |
| Dividend TTM | 1.44 (2.28%) | EV/Sales | 3.05 | EPS Y/Y TTM | 29.62% | Oper. Margin | 33.16% | ATR (14) | 1.09 | Perf 10Y | 109.76% |
| Dividend Ex-Date | May 28, 2026 | Quick Ratio | 0.15 | Sales Y/Y TTM | 0.00% | Profit Margin | 24.97% | RSI (14) | 56.40 | Recom | 2.85 |
| Dividend Gr. 3/5Y | 0.00% 1.86% | Current Ratio | 0.15 | EPS Q/Q | 24.55% | SMA20 | 0.84% | Beta | 0.84 | Target Price | 60.67 |
| Payout | 20.60% | Debt/Eq | 0.05 | Sales Q/Q | 3.25% | SMA50 | 3.63% | Rel Volume | 0.61 | Prev Close | 63.41 |
| Employees | 1,268 | LT Debt/Eq | 0.07 | Earnings | Oct 20 | SMA200 | 18.57% | Avg Volume | 494.77K | Price | 63.08 |
| IPO Date | Dec 14, 1990 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 1.48% 1.34% | Net Debt/EBITDA | -0.02 | Volume | 300,168 | Change | -0.53% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-27-26 | Reiterated | Piper Sandler | Underweight | $47 → $53 |
| Jul-23-26 | Reiterated | DA Davidson | Neutral | $52 → $66 |
| Jul-23-26 | Reiterated | Stephens & Co. | Equal Weight | $50 → $63 |
| Apr-27-26 | Reiterated | Piper Sandler | Underweight | $47 |
| Oct-23-25 | Reiterated | DA Davidson | Neutral | $51 → $52 |
| Aug-04-25 | Reiterated | Stephens | Overweight | $60 → $50 |
| Jul-23-25 | Reiterated | DA Davidson | Neutral | $51 |
| May-20-25 | Initiated | Jefferies | Buy | $53 |
| Dec-09-24 | Reiterated | Stephens | Equal Weight | $60 |
| Jul-23-24 | Reiterated | Wedbush | Outperform | $50 |
Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures. Beyond its core banking activities, the company furnishes services such as trade financing, letters of credit, wire transfers, foreign currency spot and forward contracts, and traveler's checks. Additional conveniences include safe deposit boxes, night deposit facilities, Social Security payment deposits, collection services, bank-by-mail, drive-up and walk-up windows, automatic teller machines (ATMs), and internet banking. Furthermore, it offers investment services, various other customary banking provisions, and both securities and insurance products. As of March 1, 2022, Cathay General Bancorp maintained a substantial physical presence, operating 31 branches in Southern California, 16 in Northern California, 10 in New York, four in Washington, and two each in Illinois and Texas. Single branches are located in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong. The corporation also maintains representative offices in Beijing, Taipei, and Shanghai. Established in 1962, the company maintains its headquarters in Los Angeles, California.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,391 | 1,385 | 1,391 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 596 | 622 | 698 | — | — | — | — | — | — | |
| Gross Profit | 795 | 762 | 692 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 219 | 193 | 188 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 114 | 162 | 187 | — | — | — | — | — | — | |
| Operating Income | 462 | 407 | 318 | — | — | — | — | — | — | |
| Interest Expense | 539 | 567 | 661 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 514 | 550 | 661 | — | — | — | — | — | — | |
| Net Income Before Taxes | 436 | 390 | 318 | — | — | — | — | — | — | |
| Income Taxes | 89 | 75 | 32 | — | — | — | — | — | — | |
| Consolidated Net Income | 348 | 315 | 286 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 348 | 315 | 286 | — | — | — | — | — | — | |
| Net Income | 348 | 315 | 286 | — | — | — | — | — | — | |
| EPS (Recurring) | 5.15 | 4.57 | 3.97 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 5.15 | 4.57 | 3.97 | — | — | — | — | — | — | |
| EPS (Diluted) | 5.12 | 4.54 | 3.95 | — | — | — | — | — | — | |
| EBITDA | 481 | 431 | 334 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 12.32 | 10.66 | 12.05 | — | — | — | — | — | — | |
| Price To Sales Ratio | 3.04 | 2.38 | 2.46 | — | — | — | — | — | — | |
| Gross Margin | 57.15 | 55.02 | 49.75 | — | — | — | — | — | — | |
| Operating Margin | 33.21 | 29.39 | 22.86 | — | — | — | — | — | — | |
| Net Margin | 25.02 | 22.74 | 20.56 | — | — | — | — | — | — | |
| Shares Outstanding | 67 | 68 | 72 | — | — | — | — | — | — | |
| Market Capitalization | 4,226 | 3,291 | 3,428 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Sun Richard | Director | Jul 31 '26 | Sale | 62.43 | 5,000 | 312,126 | 2,315 | Jul 31 |
| Sun Richard | Director | Jul 30 '26 | Sale | 63.31 | 5,000 | 316,559 | 6,340 | Jul 31 |
| Sun Richard | Director | Jul 29 '26 | Sale | 63.31 | 20,000 | 1,266,242 | 7,315 | Jul 31 |
| Chan May K. | SVP, General Counsel | Jul 27 '26 | Option Exercise | 0.00 | 1,448 | 0 | 4,158 | Jul 29 |
| Lo Thomas M. | EVP, Chief Admin Officer | Jul 27 '26 | Option Exercise | 0.00 | 2,896 | 0 | 4,896 | Jul 29 |
| TANG ANTHONY M | Vice Chairman | Jun 09 '26 | Sale | 59.92 | 5,000 | 299,600 | 147,876 | Jun 10 |
| TANG ANTHONY M | Vice Chairman | Jun 08 '26 | Sale | 58.90 | 10,000 | 589,002 | 152,876 | Jun 08 |
| TANG ANTHONY M | Vice Chairman | Jun 05 '26 | Sale | 58.37 | 5,000 | 291,845 | 162,876 | Jun 08 |
| TANG ANTHONY M | Vice Chairman | Jun 04 '26 | Sale | 58.16 | 10,000 | 581,633 | 167,876 | Jun 08 |
| WU PETER | Vice Chairman | May 05 '26 | Sale | 57.33 | 20,000 | 1,146,506 | 275,252 | May 07 |
| Chan May K. | SVP, General Counsel | Apr 28 '26 | Sale | 56.00 | 558 | 31,258 | 2,693 | Apr 29 |
| Liu Chang | President & CEO | Apr 06 '26 | Sale | 50.35 | 4,836 | 243,506 | 127,819 | Apr 07 |
| CHENG DUNSON K | Executive Chairman | Apr 01 '26 | Option Exercise | 0.00 | 63,423 | 0 | 171,123 | Apr 03 |
| Liu Chang | President & CEO | Apr 01 '26 | Option Exercise | 0.00 | 73,472 | 0 | 139,775 | Apr 03 |
| FERNANDEZ FELIX S | Director | Jan 29 '26 | Sale | 50.54 | 8,972 | 453,445 | 14,960 | Feb 10 |