Enact Holdings Inc. (NASDAQ: ACT) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 10.26 | EPS (ttm) | 4.77 | Insider Own | - | Shs Outstand | 139.60M | Perf Week | 3.47% |
| Market Cap | 6.83B | Forward P/E | 9.73 | EPS next Y | 5.03 | Insider Trans | -2.75% | Shs Float | 27.17M | Perf Month | 8.85% |
| Enterprise Value | 7.13B | PEG | 1.34 | EPS next Q | - | Inst Own | - | Short Float | 2.61% | Perf Quarter | 13.28% |
| Income | 683.49M | P/S | 5.46 | EPS this Y | 3.45% | Inst Trans | - | Short Ratio | 12.04 | Perf Half Y | 10.79% |
| Sales | 1.25B | P/B | 1.27 | EPS next Y | 5.55% | ROA | 9.82% | Short Interest | 3.65M | Perf YTD | 23.51% |
| Book/sh | - | P/C | 7.23 | EPS next 5Y | 4.66% | ROE | 12.76% | 52W High | 49.26 -0.45% | Perf Year | 35.25% |
| Cash/sh | - | P/FCF | 7.23 | EPS past 3/5Y | 1.60% 14.77% | ROIC | 10.41% | 52W Low | 34.70 41.34% | Perf 3Y | 73.74% |
| Dividend Est. | 0.96 (1.96%) | EV/EBITDA | 7.78 | Sales past 3/5Y | 3.95% 2.15% | Gross Margin | 85.87% | Volatility | 2.72% 2.37% | Perf 5Y | - |
| Dividend TTM | 0.87 (1.77%) | EV/Sales | 5.69 | EPS Y/Y TTM | 5.49% | Oper. Margin | 69.17% | ATR (14) | 1.14 | Perf 10Y | - |
| Dividend Ex-Date | Aug 20, 2026 | Quick Ratio | 83.68 | Sales Y/Y TTM | 3.16% | Profit Margin | 54.56% | RSI (14) | 70.30 | Recom | 2.63 |
| Dividend Gr. 3/5Y | -19.11% - | Current Ratio | 83.68 | EPS Q/Q | 10.00% | SMA20 | 4.29% | Beta | 0.03 | Target Price | 46.00 |
| Payout | 22.57% | Debt/Eq | 0.14 | Sales Q/Q | 1.63% | SMA50 | 9.44% | Rel Volume | 0.98 | Prev Close | 48.96 |
| Employees | 419 | LT Debt/Eq | 0.14 | Earnings | Nov 04 | SMA200 | 17.90% | Avg Volume | 344.15K | Price | 49.04 |
| IPO Date | Sep 16, 2021 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 1.28% -0.90% | Net Debt/EBITDA | 0.32 | Volume | 335,671 | Change | 0.17% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jun-25-26 | Initiated | RBC Capital | Sector Perform | $47 → $46 |
| Feb-05-26 | Reiterated | Goldman Sachs | Neutral | $45 → $50 |
| Jan-12-26 | Reiterated | UBS | Neutral | $39 → $40 |
| Jan-06-26 | Reiterated | Goldman Sachs | Neutral | $41 → $45 |
| May-05-25 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| May-06-24 | Reiterated | BTIG | Buy | $30 → $33 |
| Nov-13-23 | Upgrade | B of A Securities | Neutral → Buy | |
| May-09-23 | Upgrade | B of A Securities | Underperform → Neutral | |
| Feb-08-23 | Reiterated | JP Morgan | Neutral | $25 |
| Feb-08-23 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform |
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,252 | 1,230 | 1,202 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 177 | 110 | 262 | — | — | — | — | — | — | |
| Gross Profit | 1,076 | 1,121 | 940 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 0 | 0 | 0 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 210 | 262 | 62 | — | — | — | — | — | — | |
| Operating Income | 866 | 859 | 878 | — | — | — | — | — | — | |
| Interest Expense | 49 | 50 | 51 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 49 | 50 | 51 | — | — | — | — | — | — | |
| Net Income Before Taxes | 866 | 859 | 878 | — | — | — | — | — | — | |
| Income Taxes | 183 | 185 | 190 | — | — | — | — | — | — | |
| Consolidated Net Income | 683 | 674 | 688 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 683 | 674 | 688 | — | — | — | — | — | — | |
| Net Income | 683 | 674 | 688 | — | — | — | — | — | — | |
| EPS (Recurring) | 4.77 | 4.54 | 4.40 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 4.77 | 4.54 | 4.40 | — | — | — | — | — | — | |
| EPS (Diluted) | 4.75 | 4.52 | 4.37 | — | — | — | — | — | — | |
| EBITDA | 917 | 909 | 929 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.32 | 8.77 | 7.41 | — | — | — | — | — | — | |
| Price To Sales Ratio | 5.48 | 4.77 | 4.20 | — | — | — | — | — | — | |
| Gross Margin | 85.94 | 91.14 | 78.20 | — | — | — | — | — | — | |
| Operating Margin | 69.17 | 69.84 | 73.04 | — | — | — | — | — | — | |
| Net Margin | 54.55 | 54.80 | 57.24 | — | — | — | — | — | — | |
| Shares Outstanding | 140 | 148 | 156 | — | — | — | — | — | — | |
| Market Capitalization | 6,866 | 5,867 | 5,051 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Genworth Holdings, Inc. | 10% Owner | Jul 31 '26 | Sale | 45.92 | 523,226 | 24,026,119 | 111,078,346 | Aug 03 |
| Genworth Holdings, Inc. | 10% Owner | Jun 30 '26 | Sale | 42.28 | 605,067 | 25,580,418 | 111,601,572 | Jul 01 |
| Genworth Holdings, Inc. | 10% Owner | May 29 '26 | Sale | 42.91 | 602,440 | 25,853,291 | 112,206,639 | Jun 01 |
| Genworth Holdings, Inc. | 10% Owner | Apr 30 '26 | Sale | 42.55 | 560,453 | 23,848,452 | 112,809,079 | May 01 |
| McMullen James | Controller | Apr 01 '26 | Option Exercise | 0.00 | 594 | 0 | 1,866 | Apr 03 |
| Genworth Holdings, Inc. | 10% Owner | Mar 31 '26 | Sale | 40.92 | 820,567 | 33,579,571 | 113,369,532 | Apr 01 |
| McMullen James | Controller | Mar 06 '26 | Sale | 41.64 | 2,500 | 104,100 | 1,272 | Mar 10 |
| Derstine Michael | EVP and Chief Risk Officer | Mar 02 '26 | Sale | 42.21 | 9,000 | 379,917 | 39,104 | Mar 04 |
| Genworth Holdings, Inc. | 10% Owner | Feb 27 '26 | Sale | 42.19 | 398,731 | 16,823,537 | 114,190,099 | Mar 02 |
| Gould Brian | EVP & Chief Operations Officer | Feb 24 '26 | Option Exercise | 0.00 | 15,710 | 0 | 49,759 | Feb 26 |
| Gupta Rohit | President and CEO | Feb 24 '26 | Option Exercise | 0.00 | 190,594 | 0 | 600,974 | Feb 26 |
| Derstine Michael | EVP and Chief Risk Officer | Feb 24 '26 | Option Exercise | 0.00 | 17,952 | 0 | 53,445 | Feb 26 |
| Mitchell Hardin Dean | EVP, CFO and Treasurer | Feb 24 '26 | Option Exercise | 0.00 | 42,616 | 0 | 160,021 | Feb 26 |
| Stolove Evan | EVP, Gen. Counsel & Secretary | Feb 24 '26 | Option Exercise | 0.00 | 19,072 | 0 | 57,878 | Feb 26 |
| Gupta Rohit | President and CEO | Feb 20 '26 | Option Exercise | 0.00 | 15,197 | 0 | 416,982 | Feb 24 |