NCNO — nCino, Inc. stock price, charts and financials

QT38nCino, Inc.

nCino, Inc. (NASDAQ: NCNO) is a Technology company in the Software - Application industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
18.97
-0.20-1.04%
NCNOQT38nCino, Inc.·NASDAQ
18.97-1.04%
TA
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Signal & projected range
Insider selling clusterHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Premium shows the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands ofhistorical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E147.46EPS (ttm)0.13Insider Own35.26%Shs Outstand109.55MPerf Week3.85%
Market Cap2.10BForward P/E12.83EPS next Y1.49Insider Trans-0.64%Shs Float103.80MPerf Month12.90%
Enterprise Value2.32BPEG0.25EPS next Q0.28Inst Own-Short Float17.81%Perf Quarter7.82%
Income13.44MP/S3.44EPS this Y961.54%Inst Trans-Short Ratio5.18Perf Half Y6.68%
Sales610.06MP/B2.14EPS next Y17.26%ROA0.82%Short Interest18.48MPerf YTD-25.23%
Book/sh-P/C17.75EPS next 5Y15.75%ROE1.29%52W High33.56 -43.48%Perf Year-28.87%
Cash/sh-P/FCF18.96EPS past 3/5Y-ROIC2.06%52W Low13.66 38.91%Perf 3Y-37.33%
Dividend Est.-EV/EBITDA32.30Sales past 3/5Y13.40% 23.87%Gross Margin60.67%Volatility3.17% 4.20%Perf 5Y-69.84%
Dividend TTM-EV/Sales3.81EPS Y/Y TTM136.36%Oper. Margin4.47%ATR (14)0.85Perf 10Y-
Dividend Ex-Date-Quick Ratio0.89Sales Y/Y TTM12.75%Profit Margin2.17%RSI (14)62.34Recom2.30
Dividend Gr. 3/5Y-Current Ratio0.89EPS Q/Q175.00%SMA206.14%Beta0.65Target Price21.00
Payout0.00%Debt/Eq0.34Sales Q/Q10.42%SMA5014.44%Rel Volume0.33Prev Close19.17
Employees1,684LT Debt/Eq0.26EarningsAug 25SMA200-2.18%Avg Volume3.41MPrice18.97
IPO DateJul 14, 2020Option/ShortYes / YesEPS/Sales Surpr.18.81% 2.34%Net Debt/EBITDA3.11Volume1,120,921Change-1.04%
Analyst Ratings
DateActionAnalystRatingTarget
Apr-01-26UpgradePiper SandlerNeutralOverweight
Jan-05-26ReiteratedBarclaysOverweight$37$34
Dec-09-25ReiteratedUBS$28$36
Dec-04-25ReiteratedTruist SecuritiesHold$21$27
Oct-20-25UpgradeRaymond JamesOutperformStrong Buy
Oct-10-25UpgradeWilliam BlairMarket PerformOutperform
Sep-10-25UpgradeMorgan StanleyEqual WeightOverweight$23$36
Aug-27-25ReiteratedRobert W. Baird$38$40
Aug-27-25ReiteratedPiper SandlerNeutral$38$34
Aug-27-25ReiteratedRaymond JamesOutperform$42$36
Latest News
Aug-07-26
Aug-06-26
Aug-04-26
Jul-28-26
Jul-15-26
Jul-14-26
Jul-07-26
Jul-01-26
Jun-22-26
Jun-21-26
Company

nCino, Inc. operates as a software-as-a-service (SaaS) provider, delivering cloud-based applications to financial organizations both within the United States and internationally. Its core product, the nCino Bank Operating System, is a multi-tenant cloud platform. This system is engineered to digitalize, automate, and streamline complex operational processes and workflows. By harnessing data analytics, artificial intelligence, and machine learning (AI/ML), it empowers banks and credit unions to efficiently manage new client onboarding, originate and oversee the complete loan lifecycle, facilitate the opening of various accounts (including deposits), and ensure regulatory adherence. Another key offering is nCino IQ, an application suite that utilizes data analytics and AI/ML to provide customers with both automation and valuable operational insights. This includes tools for assessing, quantifying, and managing credit risk, alongside enhancing their capabilities to meet regulatory obligations. The company also provides SimpleNexus, a suite of products designed to allow various participants—such as loan officers, prospective borrowers, real estate agents, and settlement agents—to engage with the homeownership process from any internet-connected device. nCino caters to a broad range of financial institution clients, including global corporations, large enterprise banks, regional and community banks, credit unions, emerging market entrants, and independent mortgage banks. Its solutions are distributed via a specialized sales team, which includes business development representatives, account executives, field sales engineers, and customer success managers. Founded in 2011, nCino, Inc. is headquartered in Wilmington, North Carolina.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2026
1/31/2026
FY 2025
1/31/2025
FY 2024
1/31/2024
FY 2023
1/31/2023
FY 2022
1/31/2022
FY 2021
1/31/2021
FY 2020
1/31/2020
FY 2019
1/31/2019
Total Revenue610595541
Cost of Goods Sold Incl. D&A240235216
Gross Profit370360325
Selling, General and Administrative Excl. Other225229213
Research and Development123128129
Other Operating Expense-6-11
Operating Income284-18
Interest Expense16179
Unusual Expense
Non-Operating Income (Expense)320-9
Net Income Before Taxes137-36
Income Taxes-62-3
Consolidated Net Income145-38
Net Income From Continuing Operations185-33
Net Income145-38
EPS (Recurring)0.130.05-0.33
EPS (Basic, Before Extraordinaries)0.130.05-0.33
EPS (Diluted)0.120.05-0.33
EBITDA726610
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio158.08427.00
Price To Sales Ratio3.394.057.23
Gross Margin60.6660.5060.07
Operating Margin4.590.67-3.33
Net Margin2.300.84-7.02
Shares Outstanding109113115
Market Capitalization2,0682,4133,911
Operating Lease Expense
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Insider Trading Volume
$35.49$29.42$23.35$17.28$11.21 Close Price0.00M29.42M58.85M88.27M117.69MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Desmond SeanCEO & PresidentAug 05 '26Sale19.5311,815230,7471,231,080Aug 06
Sellers JeanetteSVP of AccountingAug 05 '26Sale19.531,53629,99848,453Aug 06
Desmond SeanCEO & PresidentAug 05 '26Option Exercise4.988,06440,1591,242,895Aug 06
Naude PierreDirectorAug 04 '26Sale19.224,67789,8831,116,707Aug 06
Orenstein GregoryCFO & TreasurerAug 04 '26Sale19.2211,780226,388690,513Aug 06
Desmond SeanCEO & PresidentAug 04 '26Sale19.2228,675551,0761,234,831Aug 06
Sellers JeanetteSVP of AccountingAug 04 '26Sale19.2288717,04649,989Aug 06
Rieger AprilChief Lgl. & Admin Ofc., SecAug 04 '26Sale19.227,852150,900375,749Aug 06
Desmond SeanCEO & PresidentJul 06 '26Option Exercise4.988,06440,1591,270,556Jul 08
Desmond SeanCEO & PresidentJul 06 '26Sale17.478,064140,8781,262,492Jul 08
Desmond SeanCEO & PresidentJun 03 '26Option Exercise4.988,06440,1591,270,556Jun 05
Desmond SeanCEO & PresidentJun 03 '26Sale16.268,064131,1211,262,492Jun 05
Sellers JeanetteSVP of AccountingMay 05 '26Sale18.043,69566,65850,876May 07
Desmond SeanCEO & PresidentMay 05 '26Option Exercise4.988,06540,1641,279,081May 07
Desmond SeanCEO & PresidentMay 05 '26Sale18.0416,589299,2661,262,492May 07
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.