Fair Isaac Corporation (NYSE: FICO) is a Technology company in the Software - Infrastructure industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | S&P 500 | P/E | 29.92 | EPS (ttm) | 34.81 | Insider Own | 2.38% | Shs Outstand | 21.60M | Perf Week | -7.26% |
| Market Cap | 22.49B | Forward P/E | 19.52 | EPS next Y | 53.34 | Insider Trans | -0.36% | Shs Float | 20.93M | Perf Month | -18.60% |
| Enterprise Value | 27.84B | PEG | 0.88 | EPS next Q | 11.13 | Inst Own | - | Short Float | 10.67% | Perf Quarter | -7.71% |
| Income | 775.97M | P/S | 9.40 | EPS this Y | 24.58% | Inst Trans | - | Short Ratio | 6.52 | Perf Half Y | -23.28% |
| Sales | 2.39B | P/B | - | EPS next Y | 23.68% | ROA | 40.00% | Short Interest | 2.23M | Perf YTD | -38.40% |
| Book/sh | - | P/C | 23.57 | EPS next 5Y | 18.00% | ROE | -33.43% | 52W High | 2041.56 -47.88% | Perf Year | -25.27% |
| Cash/sh | - | P/FCF | 22.58 | EPS past 3/5Y | 23.24% 27.43% | ROIC | 59.42% | 52W Low | 888.94 19.70% | Perf 3Y | 26.66% |
| Dividend Est. | - | EV/EBITDA | 21.96 | Sales past 3/5Y | 13.08% 8.98% | Gross Margin | 85.10% | Volatility | 5.03% 4.79% | Perf 5Y | 98.77% |
| Dividend TTM | - | EV/Sales | 11.63 | EPS Y/Y TTM | 69.29% | Oper. Margin | 51.65% | ATR (14) | 66.86 | Perf 10Y | 800.87% |
| Dividend Ex-Date | Mar 01, 2017 | Quick Ratio | 1.18 | Sales Y/Y TTM | 39.35% | Profit Margin | 34.05% | RSI (14) | 37.32 | Recom | 2.16 |
| Dividend Gr. 3/5Y | -37.00% -24.21% | Current Ratio | 1.18 | EPS Q/Q | 60.05% | SMA20 | -12.70% | Beta | 1.29 | Target Price | 1581.67 |
| Payout | 0.00% | Debt/Eq | - | Sales Q/Q | 25.75% | SMA50 | -13.10% | Rel Volume | 0.90 | Prev Close | 1041.40 |
| Employees | 3,811 | LT Debt/Eq | -1.53 | Earnings | Nov 04 | SMA200 | -23.50% | Avg Volume | 335.67K | Price | 1064.06 |
| IPO Date | Jul 22, 1987 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 14.76% 9.75% | Net Debt/EBITDA | 4.22 | Volume | 301,925 | Change | 2.18% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-03-26 | Reiterated | Jefferies | Buy | $1.00 → $1675 |
| Jul-30-26 | Reiterated | Wells Fargo | Overweight | $1400 → $1450 |
| Jul-30-26 | Reiterated | RBC Capital | Outperform | $1525 |
| Jul-02-26 | Reiterated | UBS | Neutral | $1250 → $1270 |
| Jun-16-26 | Reiterated | UBS | Neutral | $1150 → $1250 |
| May-04-26 | Reiterated | Jefferies | Buy | $2200 → $1700 |
| Apr-30-26 | Reiterated | Wells Fargo | Overweight | $2400 → $1400 |
| Apr-29-26 | Reiterated | Raymond James | Outperform | $2.00 → $1750 |
| Apr-29-26 | Reiterated | Robert W. Baird | $1.00 → $1549 | |
| Apr-29-26 | Reiterated | Needham | Buy | $1950 → $1650 |
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.
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| Line Item (USD, M) | TTM — | FY 2025 9/30/2025 | FY 2024 9/30/2024 | FY 2023 9/30/2023 | FY 2022 9/30/2022 | FY 2021 9/30/2021 | FY 2020 9/30/2020 | FY 2019 9/30/2019 | FY 2018 9/30/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,394 | 1,991 | 1,718 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 356 | 354 | 348 | — | — | — | — | — | — | |
| Gross Profit | 2,037 | 1,637 | 1,369 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 582 | 513 | 463 | — | — | — | — | — | — | |
| Research and Development | 209 | 188 | 172 | — | — | — | — | — | — | |
| Other Operating Expense | 10 | 11 | 1 | — | — | — | — | — | — | |
| Operating Income | 1,236 | 925 | 734 | — | — | — | — | — | — | |
| Interest Expense | 187 | 134 | 106 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 15 | 11 | 14 | — | — | — | — | — | — | |
| Net Income Before Taxes | 1,065 | 803 | 642 | — | — | — | — | — | — | |
| Income Taxes | 250 | 151 | 129 | — | — | — | — | — | — | |
| Consolidated Net Income | 814 | 652 | 513 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 814 | 652 | 513 | — | — | — | — | — | — | |
| Net Income | 814 | 652 | 513 | — | — | — | — | — | — | |
| EPS (Recurring) | 34.81 | 26.90 | 20.78 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 34.81 | 26.90 | 20.78 | — | — | — | — | — | — | |
| EPS (Diluted) | 34.62 | 26.54 | 20.45 | — | — | — | — | — | — | |
| EBITDA | 1,267 | 951 | 761 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 30.74 | 56.39 | 95.04 | — | — | — | — | — | — | |
| Price To Sales Ratio | 10.22 | 18.04 | 28.28 | — | — | — | — | — | — | |
| Gross Margin | 85.09 | 82.22 | 79.69 | — | — | — | — | — | — | |
| Operating Margin | 51.63 | 46.46 | 42.72 | — | — | — | — | — | — | |
| Net Margin | 34.00 | 32.75 | 29.86 | — | — | — | — | — | — | |
| Shares Outstanding | 23 | 24 | 25 | — | — | — | — | — | — | |
| Market Capitalization | 24,473 | 35,917 | 48,588 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Manolis Eva | Director | Jul 29 '26 | Option Exercise | 391.57 | 967 | 378,648 | 1,465 | Jul 31 |
| Manolis Eva | Director | Jul 29 '26 | Sale | 1400.00 | 967 | 1,353,800 | 498 | Jul 31 |
| Behl Nikhil | President, Software | Jul 05 '26 | Option Exercise | 0.00 | 242 | 0 | 18,466 | Jul 07 |
| LANSING WILLIAM J | President and CEO | Jun 05 '26 | Option Exercise | 0.00 | 784 | 0 | 42,922 | Jun 08 |
| Behl Nikhil | President, Software | May 23 '26 | Option Exercise | 0.00 | 2,194 | 0 | 19,222 | May 27 |
| Weber Steven P. | Executive Vice President & CFO | May 15 '26 | Option Exercise | 0.00 | 706 | 0 | 3,228 | May 19 |
| MCMORRIS MARC F | Director | Mar 04 '26 | Option Exercise | 0.00 | 77 | 0 | 319 | Mar 06 |
| Manolis Eva | Director | Mar 04 '26 | Option Exercise | 0.00 | 154 | 0 | 498 | Mar 06 |
| KELLY BRADEN R | Director | Mar 04 '26 | Option Exercise | 0.00 | 171 | 0 | 10,872 | Mar 06 |
| ARREDONDO FABIOLA R | Director | Mar 04 '26 | Option Exercise | 0.00 | 154 | 0 | 2,082 | Mar 06 |
| Rey David A | Director | Mar 04 '26 | Option Exercise | 0.00 | 94 | 0 | 5,061 | Mar 06 |
| Stansbury Henry Tayloe | Director | Mar 04 '26 | Option Exercise | 0.00 | 77 | 0 | 260 | Mar 06 |
| Manolis Eva | Director | Feb 25 '26 | Sale | 1227.63 | 520 | 638,368 | 344 | Feb 27 |
| Manolis Eva | Director | Feb 25 '26 | Option Exercise | 247.82 | 520 | 128,866 | 864 | Feb 27 |
| Rey David A | Director | Feb 24 '26 | Option Exercise | 247.82 | 3,192 | 791,041 | 4,967 | Feb 26 |